As the days start cooling down, now is the perfect time to help your yard or garden transition into the fall season and ultimately into the cold winter months. Fall-blooming perennials are always a great choice, but be mindful that any perennials you choose need to be able to withstand winters according to your Hardiness Zone. If you’re looking to give your space a fall boost, try one of these beautiful flowers or plants:
Handling finances can be stressful. Sometimes, the hardest part is knowing where to begin, so here are a few tips that might help take some of the pressure off and provide simple solutions for how you set your finances up for long-term success.
Escrow Out of Cycle Analysis
In recent years, we have witnessed a notable increase in many household costs, including home insurance rates and interest rates. While cost fluctuations are influenced by a number of factors, one thing is for sure: These changes can have a direct impact on your mortgage payments, particularly through your escrow account.
Homeowners insurance isn't a luxury; it's a necessity. And not just because it protects your home and possessions against damage or theft. Mortgage companies generally require borrowers to have insurance coverage for the full or fair value of a property (usually the purchase price), andwon't make a loan or finance a residential real estate transaction without proof of it.Homeowners insurance costs can vary by insurance carrier, and there are many things that can affect the cost of covering your home. Let’s explore some of those.
As the housing market evolves, new opportunities for affordability have emerged, offeringprospectivehomebuyers greater flexibility in achieving their homeownership dreams. Let’s explore some options that have come to the forefront recently, including the 40-year mortgage and temporary buydowns. By understanding your financial options and defining the “must-have”features in your future home, you can make informed decisions to boost yourbuying power and make your homeownership dreams a reality.
The four pillars of Mobility, Stability, Purpose and Prosperity provide a basis for the impact that the Carrington Charitable Foundation (CCF), the nonprofit organization of the Carrington family of companies, makes in our communities. On July 21, 2023, CCFsponsored the 9th Annual American Heroes Dinner, hosted by the Honoring the Sacrifice Foundation, a registered nonprofit organization. Retired U.S. Marine Corps General John F. Kelly spoke on behalf of the Veteran community and their families, and the tremendous sacrifice each gave for the liberty and freedom our citizens enjoy.
Applying for Mortgage Assistance?
Our commitment to you is to provide support at every step of your homeownership journey, wherever you may be. Navigating the Mortgage Assistance process should not be an added layer of stress when trying to understand your options.
With today’s high-interest rates and affordability challenges, many homebuyers are focused on making the most out of their budget when purchasing a home.
Regardless of where you live, it’s important to have your home prepared for a potential natural disaster. If you experience a natural disaster, we are here to help. Please visit our Disaster Assistance page for resources available to you if you are impacted.
