--- title: Learning Center - Carrington Mortgage Services (5) description: Explore mortgage resources, helpful guides, and expert advice at Carrington's Information Center. Whether you're looking for information on loan options, refinancing, or homeownership tips, find everything you need in one place. Start your mortgage journey today! (5) --- [Skip to content](https://info.carringtonmortgage.com/information-center/page/5#main-content) ![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg) [![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com) - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) [Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login) MAKE HOME WORK Manage My Home arrow-down-anticon/submenu Manage My Mortgage arrow-down-anticon/submenu Learning Center MAKE HOME WORK Manage My Home arrow-down-anticon/submenu - I Am Ready to Start - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer) - [Refinance My Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home/refinance-step) - What Loan Is Right For Me? - [Purchase Options](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance Options](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - What is Involved in Getting a Loan? - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - I Want to Calculate... - [Monthly Mortgage Payment](https://www.carringtonmortgage.com/tools/calculators) - [Home Affordability](https://www.carringtonmortgage.com/tools/calculators#affordability) - [Cost to Refinance](https://www.carringtonmortgage.com/tools/calculators#refinance) - [Loan Comparison](https://www.carringtonmortgage.com/tools/calculators#comparison) - Partner With Us - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) - I Have Questions - [Need an Expert](https://www.carringtonmortgage.com/find-an-expert) Manage My Mortgage arrow-down-anticon/submenu - I Just Had My Loan Transferred Here - [New to Carrington Onboarding?](https://www.carringtonmortgage.com/new-customers) - How Do I Repay My Loan - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Payoff Statement](https://www.carringtonmortgage.com/payoff-statements) - What Are Servicing Fees? - [See the Schedule of Fees](https://www.carringtonmortgage.com/schedule-of-fees) - I Need Help With - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) Learning Center - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) --- Recent Transfer --- Customer Login # Carrington Mortgage Services, LLC Learning Center Select Category Homeowner Home Loans Home Tips Refinance CCF Manage Account Purchase Mortgage Payment Credit Score Mortgage Account Escrow Paperless Auto Pay Buying & Selling Home Maintenance Escrow Account Holiday Home Equity Mobile App Veterans Welcome to CMS Your Account CarringtonMortgage.com 2FA Alerts Bankruptcy HomeAmp Property Tax Real Estate Save Money Security Taxes Year-End Statements natural disasters regional emergency Budget Buydowns Disaster Assistance Home Work Mortgage Industry Update Summer Time ACH Billing Canning Investment LIBOR to SOFR Loan Assumption Loss Draft Military Makeover Mini Series Mortgage Fraud Payoff Remodel Sneak Peek Spring Cleaning Sustainable Living Tax Refund Two-Factor Authentication VA Loan dashboard ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Make%20Mortgage%20Payments%20Easier%20and%20Go%20Digital.jpg) [Mortgage Payment,](https://info.carringtonmortgage.com/information-center/tag/mortgage-payment) [Your Account,](https://info.carringtonmortgage.com/information-center/tag/your-account) [Auto Pay](https://info.carringtonmortgage.com/information-center/tag/auto-pay) ### [Make Mortgage Payments Easier and Go Digital](https://info.carringtonmortgage.com/information-center/make-mortgage-payments-easier-and-go-digital) Life is full of to-do lists, and with digital payment options at Carrington, you can cross one thing off yours with ease! These digital payment methods allow you flexibility for 24/7 access to make your payments. Here are some highlights below:  [Read More](https://info.carringtonmortgage.com/information-center/make-mortgage-payments-easier-and-go-digital) ![Five Interior Design Trends to Look for in 2024](https://info.carringtonmortgage.com/hubfs/Five%20Interior%20Design%20Trends%20to%20Look%20for%20in%202024_Article.jpg) [Home Tips](https://info.carringtonmortgage.com/information-center/tag/home-tips) ### [Five Interior Design Trends to Look for in 2024](https://info.carringtonmortgage.com/information-center/five-interior-design-trends-to-look-for-in-2024) Spring ushers in a season of renewal, and there’s no better time to enhance your home’s interior! Check out these five trends in the forecast for 2024.  [Read More](https://info.carringtonmortgage.com/information-center/five-interior-design-trends-to-look-for-in-2024) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/All%20the%20Important%20Things%20to%20Know%20About%20Escrow.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Escrow,](https://info.carringtonmortgage.com/information-center/tag/escrow) [Escrow Account,](https://info.carringtonmortgage.com/information-center/tag/escrow-account) [Mortgage Account](https://info.carringtonmortgage.com/information-center/tag/mortgage-account) ### [All the Important Things to Know About Escrow](https://info.carringtonmortgage.com/information-center/all-the-important-things-to-know-about-escrow) The concept of escrow can be confusing, regardless of how long or how little you’ve been a homeowner. However, it plays a fundamental role in your home purchase, as well as the servicing and payment of your mortgage.   Not sure where to begin on your [escrow education](https://info.carringtonmortgage.com/information-center/understanding-my-escrow-account?__hstc=45788219.0e75fcd55d850843213903fb363587eb.1706041001248.1706041001248.1706041001248.1&__hssc=45788219.1.1706041001248&__hsfp=3850529938)? Let Carrington answer some [commonly asked questions](https://info.carringtonmortgage.com/information-center/escrow-account-faq?__hstc=45788219.0e75fcd55d850843213903fb363587eb.1706041001248.1706041001248.1706041001248.1&__hssc=45788219.1.1706041001248&__hsfp=3850529938) about escrow below:  [Read More](https://info.carringtonmortgage.com/information-center/all-the-important-things-to-know-about-escrow) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/The%20Basics%20Cash-Out%20Refinances%20vs.%20Home%20Equity%20Loans.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Refinance,](https://info.carringtonmortgage.com/information-center/tag/refinance) [Home Equity](https://info.carringtonmortgage.com/information-center/tag/home-equity) ### [The Basics: Cash-Out Refinances vs. Home Equity Loans](https://info.carringtonmortgage.com/information-center/the-basics-cash-out-refinance-and-home-equity-loans) As a homeowner, you have two powerful tools thanks to all the equity you may have in your property: cash-out refinances and home equity loans. Understanding the nuances of each can empower you to make informed financial decisions and maximize the potential of your home's equity.  [Read More](https://info.carringtonmortgage.com/information-center/the-basics-cash-out-refinance-and-home-equity-loans) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Accessing%20Your%20Tax%20Documents%20for%20the%202024%20Tax%20Season.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Paperless,](https://info.carringtonmortgage.com/information-center/tag/paperless) [Year-End Statements,](https://info.carringtonmortgage.com/information-center/tag/year-end-statements) [Taxes](https://info.carringtonmortgage.com/information-center/tag/taxes) ### [Accessing Your Tax Documents for Tax Season](https://info.carringtonmortgage.com/information-center/accessing-your-tax-documents-for-tax-season) Looking to access your tax documents for this year? If you’ve opted to receive 1098 and 1099 statements electronically, your Year-End Statement can now be accessed via the  [Documents](https://www.carringtonmortgage.com/login?__hstc=45788219.0b5cf02ff5c437cf8ff6090eda7d9eb4.1706040888116.1706040888116.1706040888116.1&__hssc=45788219.1.1706040888116&__hsfp=3850529938)  section of your account.  [Read More](https://info.carringtonmortgage.com/information-center/accessing-your-tax-documents-for-tax-season) ![](https://info.carringtonmortgage.com/hubfs/Learning_Center_Banner_2FA_1.jpg) [2FA,](https://info.carringtonmortgage.com/information-center/tag/2fa) [Your Account,](https://info.carringtonmortgage.com/information-center/tag/your-account) [Security](https://info.carringtonmortgage.com/information-center/tag/security) ### [Additional Account Security: Implementing Carrington's Two-Factor Authentication](https://info.carringtonmortgage.com/information-center/additional-account-security-implementing-two-factor-authentication) At Carrington, your security and peace of mind are our top priority, and we’re committed to taking proactive measures to safeguard it. To provide extra protection for your Carrington account, beginning March 4, 2024, you must use Two-Factor Authentication (2FA) to access your online account. [Read More](https://info.carringtonmortgage.com/information-center/additional-account-security-implementing-two-factor-authentication) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Little%20Ways%20to%20Love%20Your%20Home%20%20v2.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Home Tips,](https://info.carringtonmortgage.com/information-center/tag/home-tips) [Home Maintenance](https://info.carringtonmortgage.com/information-center/tag/home-maintenance) ### [Little Ways to Love Your Home](https://info.carringtonmortgage.com/information-center/little-ways-to-love-your-home) This Valentine’s Day, love is in the air! Not only does that apply to friends and family, but it also can apply to your home! Now is a great time to show your home a little extra love with some small and simple changes.  [Read More](https://info.carringtonmortgage.com/information-center/little-ways-to-love-your-home) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Fend%20Off%20Holiday%20Stress.jpeg) [Holiday](https://info.carringtonmortgage.com/information-center/tag/holiday) ### [Fend Off Holiday Stress](https://info.carringtonmortgage.com/information-center/fend-off-holiday-stress) The hustle and bustle of the holidays can be stressful. On top of day-to-day stress, managing family visits, shopping for gifts or groceries, planning holiday meals and more can sometimes be overwhelming. Here are some practical tips to help minimize the stress that comes with the holidays.  [Read More](https://info.carringtonmortgage.com/information-center/fend-off-holiday-stress) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Unlocking%20the%20Power%20of%20Home%20Equity.jpg) [Home Equity,](https://info.carringtonmortgage.com/information-center/tag/home-equity) [HomeAmp](https://info.carringtonmortgage.com/information-center/tag/homeamp) ### [Unlocking the Power of Home Equity](https://info.carringtonmortgage.com/information-center/unlocking-the-power-of-home-equity) Home equity can be a valuable tool for homeowners to use. Let’s explore what home equity is and how you can use it to improve your financial situation. [Read More](https://info.carringtonmortgage.com/information-center/unlocking-the-power-of-home-equity) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Reflecting%20on%202023%20and%20Looking%20Forward%20to%202024.jpg) ### [Reflecting on 2023, Looking Forward to 2024: Mortgage & Housing Market Review](https://info.carringtonmortgage.com/information-center/reflecting-on-2023-and-looking-forward-to-2024) With a combination of inflation, rising home prices, higher mortgage rates compared to recent years, and a short supply of housing, 2023 was tough on the housing market. In addition to rising costs, wages didn’t increase nearly as fast as homebuying costs, with the average American spending 41.4 percent of their annual income on an average-priced home according to Redfin. [Read More](https://info.carringtonmortgage.com/information-center/reflecting-on-2023-and-looking-forward-to-2024) [3](https://info.carringtonmortgage.com/information-center/page/3) [4](https://info.carringtonmortgage.com/information-center/page/4) [5](https://info.carringtonmortgage.com/information-center/page/5) [6](https://info.carringtonmortgage.com/information-center/page/6) [7](https://info.carringtonmortgage.com/information-center/page/7) ## Mortgage & Lending Services - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators) - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - [Find an Expert](https://www.carringtonmortgage.com/find-an-expert) - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) ## Terms - [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy) - [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice) - [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing) - [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions) - [Best Practices](https://www.carringtonmortgage.com/legal/best-practices) - [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement) - [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert) - [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities) ## Manage Your Mortgage - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) - [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees) - [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements) ## Contact Us - Current Customers ## About Us - [Our Mission](https://www.carringtonmortgage.com/our-mission) - [Foundation](https://www.carringtoncf.org) - [Holding Company](https://www.carringtonhc.com) - [Accessibility](https://www.carringtonmortgage.com/accessibility) - [Press and Media](https://www.carringtonmortgage.com/pressandmedia) - [Contact us](https://www.carringtonmortgage.com/contact-us) ## Get the App [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/Carrington-mobile-apple.jpg?width=135&height=42&name=Carrington-mobile-apple.jpg)](https://apps.apple.com/us/app/carrington-mobile/id1673471360) [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/White-Google-1.jpg?width=135&height=42&name=White-Google-1.jpg)](https://play.google.com/store/apps/details?id=com.carringtonms.CMSMobile2&pli=1) [Icon-Facebook](https://www.facebook.com/CarringtonHomeLoans/) [Icon-Twitter](https://twitter.com/CarringtonMS) [Icon-Linkedin](https://www.linkedin.com/company/carrington-mortgage-services-llc) [Icon-Instagram](https://www.instagram.com/carringtonmortgage/) Icon-EHO Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. 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