--- title: Learning Center - Carrington Mortgage Services (4) description: Explore mortgage resources, helpful guides, and expert advice at Carrington's Information Center. Whether you're looking for information on loan options, refinancing, or homeownership tips, find everything you need in one place. Start your mortgage journey today! (4) --- [Skip to content](https://info.carringtonmortgage.com/information-center/page/4#main-content) ![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg) [![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com) - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) [Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login) MAKE HOME WORK Manage My Home arrow-down-anticon/submenu Manage My Mortgage arrow-down-anticon/submenu Learning Center MAKE HOME WORK Manage My Home arrow-down-anticon/submenu - I Am Ready to Start - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer) - [Refinance My Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home/refinance-step) - What Loan Is Right For Me? - [Purchase Options](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance Options](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - What is Involved in Getting a Loan? - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - I Want to Calculate... - [Monthly Mortgage Payment](https://www.carringtonmortgage.com/tools/calculators) - [Home Affordability](https://www.carringtonmortgage.com/tools/calculators#affordability) - [Cost to Refinance](https://www.carringtonmortgage.com/tools/calculators#refinance) - [Loan Comparison](https://www.carringtonmortgage.com/tools/calculators#comparison) - Partner With Us - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) - I Have Questions - [Need an Expert](https://www.carringtonmortgage.com/find-an-expert) Manage My Mortgage arrow-down-anticon/submenu - I Just Had My Loan Transferred Here - [New to Carrington Onboarding?](https://www.carringtonmortgage.com/new-customers) - How Do I Repay My Loan - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Payoff Statement](https://www.carringtonmortgage.com/payoff-statements) - What Are Servicing Fees? - [See the Schedule of Fees](https://www.carringtonmortgage.com/schedule-of-fees) - I Need Help With - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) Learning Center - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) --- Recent Transfer --- Customer Login # Carrington Mortgage Services, LLC Learning Center Select Category Homeowner Home Loans Home Tips Refinance CCF Manage Account Purchase Mortgage Payment Credit Score Mortgage Account Escrow Paperless Auto Pay Buying & Selling Home Maintenance Escrow Account Holiday Home Equity Mobile App Veterans Welcome to CMS Your Account CarringtonMortgage.com 2FA Alerts Bankruptcy HomeAmp Property Tax Real Estate Save Money Security Taxes Year-End Statements natural disasters regional emergency Budget Buydowns Disaster Assistance Home Work Mortgage Industry Update Summer Time ACH Billing Canning Investment LIBOR to SOFR Loan Assumption Loss Draft Military Makeover Mini Series Mortgage Fraud Payoff Remodel Sneak Peek Spring Cleaning Sustainable Living Tax Refund Two-Factor Authentication VA Loan dashboard ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/EMERGENCY%20PREPAREDNESS.jpeg) [Home Tips,](https://info.carringtonmortgage.com/information-center/tag/home-tips) [natural disasters,](https://info.carringtonmortgage.com/information-center/tag/natural-disasters) [regional emergency](https://info.carringtonmortgage.com/information-center/tag/regional-emergency) ### [What can you do to Plan for Natural Disasters?](https://info.carringtonmortgage.com/information-center/what-can-you-do-to-plan-for-natural-disasters) Regardless of where you live, it’s important to have your home prepared for a potential natural disaster. If you experience a natural disaster, we are here to help. Please visit our[Disaster Assistance page](https://www.carringtonmortgage.com/disaster-assistance?__hstc=45788219.1a49e1ec964502ce42f594c29338183b.1715270877882.1715270877882.1715270877882.1&__hssc=45788219.1.1715270877883&__hsfp=1091456817) for resources available to you if you are impacted.  [Read More](https://info.carringtonmortgage.com/information-center/what-can-you-do-to-plan-for-natural-disasters) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/HOW%20DOES%20THE%20LOAN%20ASSUMPTION%20PROCESS%20WORK%20AND%20HOW%20CAN%20I%20BENEFIT.jpg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Loan Assumption](https://info.carringtonmortgage.com/information-center/tag/loan-assumption) ### [How Does the Loan Assumption Process Work and How Can I Benefit?](https://info.carringtonmortgage.com/information-center/how-does-the-loan-assumption-process-work-and-how-can-i-benefit) An assumable mortgage allows a qualified buyer to assume the remaining balance and terms of the seller’s current mortgage loan, including the rate, repayment period, current principal balance, and additional terms of the mortgage. We've put together the video below to walk you through more information on a loan assumption. [Read More](https://info.carringtonmortgage.com/information-center/how-does-the-loan-assumption-process-work-and-how-can-i-benefit) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/POPULAR%20HOME%20IMPROVEMENT%20PROJECTS.jpg) [Home Maintenance](https://info.carringtonmortgage.com/information-center/tag/home-maintenance) ### [Popular Home Improvement Projects you can DIY This Spring](https://info.carringtonmortgage.com/information-center/popular-home-improvement-projects-you-can-diy-this-spring) With the weather warming up, many homeowners are looking for simple yet impactful home improvement projects to complete this spring. Check out our list of the most popular DIY projects below for inspiration!  [Read More](https://info.carringtonmortgage.com/information-center/popular-home-improvement-projects-you-can-diy-this-spring) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Buying%20and%20Selling%20Season%20has%20Arrived.jpg) [Mortgage Industry Update](https://info.carringtonmortgage.com/information-center/tag/mortgage-industry-update) ### [Buying and Selling Season has Arrived!](https://info.carringtonmortgage.com/information-center/buying-and-selling-season-has-arrived) With mortgage rates forecasted to dip in 2024, there is potential for a boom in buying and selling, as well as room for potential refinance opportunities for homeowners.  [Read More](https://info.carringtonmortgage.com/information-center/buying-and-selling-season-has-arrived) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Benefits%20of%20Servicing%20with%20Carrington.jpg) [Paperless,](https://info.carringtonmortgage.com/information-center/tag/paperless) [Auto Pay,](https://info.carringtonmortgage.com/information-center/tag/auto-pay) [HomeAmp](https://info.carringtonmortgage.com/information-center/tag/homeamp) ### [Benefits of Servicing with Carrington](https://info.carringtonmortgage.com/information-center/benefits-of-servicing-with-carrington) Here at Carrington, we want to set you up for success on your homeownership journey. From home equity tools to paperless billing and AutoPay, here are some resources to help you streamline your homeownership needs.  [Read More](https://info.carringtonmortgage.com/information-center/benefits-of-servicing-with-carrington) ![](https://info.carringtonmortgage.com/hubfs/Carrington%20Charitable%20Foundation%E2%80%99s%20Round%20Up%20Program%20Reaches%20$500%2c000%20Milestone.jpg) [CCF,](https://info.carringtonmortgage.com/information-center/tag/ccf) [Veterans](https://info.carringtonmortgage.com/information-center/tag/veterans) ### [Carrington Charitable Foundation’s Round Up Program Reaches $500,000 Milestone](https://info.carringtonmortgage.com/information-center/carrington-charitable-foundations-round-up-program-reaches-500000-milestone) Since its inception in 2011, the Carrington Charitable Foundation (CCF) has supported nonprofit organizations and communities across the United States through causes that reflect the interests of Carrington leaders and our Associates. In Sept. 2019, CCF introduced a Round Up program for Carrington Mortgage Services (CMS) customers that provides them with an easy way to support the great work CCF is doing in communities across America by “rounding-up" their monthly mortgage payment to the nearest dollar, with the additional amount being made as a donation to CCF. Recently, the Round Up program reached an important milestone: hitting the $500,000 mark for donations to support CCF programs for combat wounded Veterans across the United States. [Read More](https://info.carringtonmortgage.com/information-center/carrington-charitable-foundations-round-up-program-reaches-500000-milestone) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Ways%20to%20Boost%20Your%20Credit%20Score.jpg) [Credit Score](https://info.carringtonmortgage.com/information-center/tag/credit-score) ### [Ways to Boost Your Credit Score](https://info.carringtonmortgage.com/information-center/ways-to-boost-your-credit-score) Lenders use many factors to evaluate a customer’s loan application, and credit scores are one important element. The better your credit is, the more likely you will be approved for a loan at the best possible interest rate the lender has to offer. Some lenders offer solutions that are beneficial to those with lower credit scores too, so don’t dismay. [Read More](https://info.carringtonmortgage.com/information-center/ways-to-boost-your-credit-score) ![](https://info.carringtonmortgage.com/hubfs/Sustainable%20Living%20at%20Home.jpg) [Paperless,](https://info.carringtonmortgage.com/information-center/tag/paperless) [Sustainable Living](https://info.carringtonmortgage.com/information-center/tag/sustainable-living) ### [Sustainable Living at Home](https://info.carringtonmortgage.com/information-center/sustainable-living-at-home) Making small changes within living spaces can have a significant impact on reducing our carbon footprint. Here are some practical tips on incorporating sustainability into your home. [Read More](https://info.carringtonmortgage.com/information-center/sustainable-living-at-home) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/A%20Guide%20to%20VA%20Loans%20and%20Benefits%20for%20Veterans.jpg) [Veterans,](https://info.carringtonmortgage.com/information-center/tag/veterans) [VA Loan](https://info.carringtonmortgage.com/information-center/tag/va-loan) ### [A Guide to VA Loans and Benefits for Veterans](https://info.carringtonmortgage.com/information-center/a-guide-to-va-loans-and-benefits-for-veterans) As a Veteran, Servicemember, or eligible surviving spouse, you may eligible for a loan from the Department of Veterans Affairs, also known as a VA loan, with special benefits. We thank you for your service and have provided the information below to assist you in your journey to homeownership. [Read More](https://info.carringtonmortgage.com/information-center/a-guide-to-va-loans-and-benefits-for-veterans) ![Quarterly Mortgage Industry Update](https://info.carringtonmortgage.com/hubfs/Quarterly%20Mortgage%20Industry%20Update_Article.jpg) [Mortgage Industry Update](https://info.carringtonmortgage.com/information-center/tag/mortgage-industry-update) ### [Quarterly Mortgage Industry Update](https://info.carringtonmortgage.com/information-center/quarterly-mortgage-industry-update) Four times a year, we’ll update you with what’s happening in the mortgage and real estate sectors – as well as what we think is coming next.  [Read More](https://info.carringtonmortgage.com/information-center/quarterly-mortgage-industry-update) [2](https://info.carringtonmortgage.com/information-center/page/2) [3](https://info.carringtonmortgage.com/information-center/page/3) [4](https://info.carringtonmortgage.com/information-center/page/4) [5](https://info.carringtonmortgage.com/information-center/page/5) [6](https://info.carringtonmortgage.com/information-center/page/6) ## Mortgage & Lending Services - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators) - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - [Find an Expert](https://www.carringtonmortgage.com/find-an-expert) - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) ## Terms - [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy) - [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice) - [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing) - [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions) - [Best Practices](https://www.carringtonmortgage.com/legal/best-practices) - [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement) - [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert) - [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities) ## Manage Your Mortgage - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) - [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees) - [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements) ## Contact Us - Current Customers ## About Us - [Our Mission](https://www.carringtonmortgage.com/our-mission) - [Foundation](https://www.carringtoncf.org) - [Holding Company](https://www.carringtonhc.com) - [Accessibility](https://www.carringtonmortgage.com/accessibility) - [Press and Media](https://www.carringtonmortgage.com/pressandmedia) - [Contact us](https://www.carringtonmortgage.com/contact-us) ## Get the App [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/Carrington-mobile-apple.jpg?width=135&height=42&name=Carrington-mobile-apple.jpg)](https://apps.apple.com/us/app/carrington-mobile/id1673471360) [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/White-Google-1.jpg?width=135&height=42&name=White-Google-1.jpg)](https://play.google.com/store/apps/details?id=com.carringtonms.CMSMobile2&pli=1) [Icon-Facebook](https://www.facebook.com/CarringtonHomeLoans/) [Icon-Twitter](https://twitter.com/CarringtonMS) [Icon-Linkedin](https://www.linkedin.com/company/carrington-mortgage-services-llc) [Icon-Instagram](https://www.instagram.com/carringtonmortgage/) Icon-EHO Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. 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