--- title: Learning Center - Carrington Mortgage Services | Home Equity description: Home Equity | Explore mortgage resources, helpful guides, and expert advice at Carrington's Information Center. Whether you're looking for information on loan options, refinancing, or homeownership tips, find everything you need in one place. Start your mortgage journey today! --- [Skip to content](https://info.carringtonmortgage.com/information-center/tag/home-equity#main-content) ![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg) [![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com) - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) [Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login) MAKE HOME WORK Manage My Home arrow-down-anticon/submenu Manage My Mortgage arrow-down-anticon/submenu Learning Center MAKE HOME WORK Manage My Home arrow-down-anticon/submenu - I Am Ready to Start - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer) - [Refinance My Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home/refinance-step) - What Loan Is Right For Me? - [Purchase Options](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance Options](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - What is Involved in Getting a Loan? - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - I Want to Calculate... - [Monthly Mortgage Payment](https://www.carringtonmortgage.com/tools/calculators) - [Home Affordability](https://www.carringtonmortgage.com/tools/calculators#affordability) - [Cost to Refinance](https://www.carringtonmortgage.com/tools/calculators#refinance) - [Loan Comparison](https://www.carringtonmortgage.com/tools/calculators#comparison) - Partner With Us - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) - I Have Questions - [Need an Expert](https://www.carringtonmortgage.com/find-an-expert) Manage My Mortgage arrow-down-anticon/submenu - I Just Had My Loan Transferred Here - [New to Carrington Onboarding?](https://www.carringtonmortgage.com/new-customers) - How Do I Repay My Loan - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Payoff Statement](https://www.carringtonmortgage.com/payoff-statements) - What Are Servicing Fees? - [See the Schedule of Fees](https://www.carringtonmortgage.com/schedule-of-fees) - I Need Help With - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) Learning Center - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) --- Recent Transfer --- Customer Login # Carrington Mortgage Services, LLC Learning Center Select Category Homeowner Home Loans Home Tips Refinance CCF Manage Account Purchase Mortgage Payment Credit Score Mortgage Account Escrow Paperless Auto Pay Buying & Selling Home Maintenance Escrow Account Holiday Home Equity Mobile App Veterans Welcome to CMS Your Account CarringtonMortgage.com 2FA Alerts Bankruptcy HomeAmp Property Tax Real Estate Save Money Security Taxes Year-End Statements natural disasters regional emergency Budget Buydowns Disaster Assistance Home Work Mortgage Industry Update Summer Time ACH Billing Canning Investment LIBOR to SOFR Loan Assumption Loss Draft Military Makeover Mini Series Mortgage Fraud Payoff Remodel Sneak Peek Spring Cleaning Sustainable Living Tax Refund Two-Factor Authentication VA Loan dashboard Posts about: ## Home Equity ![](https://info.carringtonmortgage.com/hubfs/shutterstock_1007495371-1.jpg) [Refinance,](https://info.carringtonmortgage.com/information-center/tag/refinance) [Purchase,](https://info.carringtonmortgage.com/information-center/tag/purchase) [Home Equity,](https://info.carringtonmortgage.com/information-center/tag/home-equity) [Buying & Selling](https://info.carringtonmortgage.com/information-center/tag/buying-selling) ### [Why Homeownership Makes Sense Despite Interest Rates](https://info.carringtonmortgage.com/information-center/why-homeownership-makes-sense-despite-interest-rates) The decision to purchase a home may seem daunting — especially with higher interest rates. However, in spite of fluctuating trends, buying a home continues to offer a multitude of benefits that make it a wise investment.   [Read More](https://info.carringtonmortgage.com/information-center/why-homeownership-makes-sense-despite-interest-rates) ![](https://info.carringtonmortgage.com/hubfs/AdobeStock_481566373_edit%20%281%29.jpg) [Refinance,](https://info.carringtonmortgage.com/information-center/tag/refinance) [Budget,](https://info.carringtonmortgage.com/information-center/tag/budget) [Home Equity](https://info.carringtonmortgage.com/information-center/tag/home-equity) ### [Simple Strategies for Paying Down Debt](https://info.carringtonmortgage.com/information-center/simple-strategies-for-paying-down-debt) Managing and reducing debt helps achieve financial stability and peace of mind. Refinancing your mortgage and consolidating debt are powerful tools that can lower monthly payments and interest rates, making it easier to manage your finances. Carrington makes it simple by guiding you through each step, offering personalized advice and handling the paperwork, so you can focus on other things.  [Read More](https://info.carringtonmortgage.com/information-center/simple-strategies-for-paying-down-debt) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/The%20Basics%20Cash-Out%20Refinances%20vs.%20Home%20Equity%20Loans.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Refinance,](https://info.carringtonmortgage.com/information-center/tag/refinance) [Home Equity](https://info.carringtonmortgage.com/information-center/tag/home-equity) ### [The Basics: Cash-Out Refinances vs. Home Equity Loans](https://info.carringtonmortgage.com/information-center/the-basics-cash-out-refinance-and-home-equity-loans) As a homeowner, you have two powerful tools thanks to all the equity you may have in your property: cash-out refinances and home equity loans. Understanding the nuances of each can empower you to make informed financial decisions and maximize the potential of your home's equity.  [Read More](https://info.carringtonmortgage.com/information-center/the-basics-cash-out-refinance-and-home-equity-loans) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Unlocking%20the%20Power%20of%20Home%20Equity.jpg) [Home Equity,](https://info.carringtonmortgage.com/information-center/tag/home-equity) [HomeAmp](https://info.carringtonmortgage.com/information-center/tag/homeamp) ### [Unlocking the Power of Home Equity](https://info.carringtonmortgage.com/information-center/unlocking-the-power-of-home-equity) Home equity can be a valuable tool for homeowners to use. Let’s explore what home equity is and how you can use it to improve your financial situation. [Read More](https://info.carringtonmortgage.com/information-center/unlocking-the-power-of-home-equity) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_1853535634.jpg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Home Equity](https://info.carringtonmortgage.com/information-center/tag/home-equity) ### [What is a Home Equity Loan?](https://info.carringtonmortgage.com/information-center/what-is-a-home-equity-loan) Not even a year ago, you could refinance your entire mortgage to get cash out of your home’s equity while taking advantage of record low rates. The market is changing and rates are rising, but you still have options to make your home work for you. Home equity loans, also known as second mortgages, are a potential tool that can help you access some of your home’s equity, keep the rate on your existent mortgage, and still achieve your financial goals. 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