Not even a year ago, you could refinance your entire mortgage to get cash out of your home’s equity while taking advantage of record low rates. The market is changing and rates are rising, but you still have options to make your home work for you. Home equity loans, also known as second mortgages, are a potential tool that can help you access some of your home’s equity, keep the rate on your existent mortgage, and still achieve your financial goals.
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While the arrival of the winter season means holiday cheer abound, it also means temperatures are dropping. For many homeowners, the beginning of colder weather can mean increases in your monthly energy bill.
What is escrow analysis and how often is it performed?
Carrington Mortgage Services, LLC (CMS) completes an escrow analysis each year to ensure your escrow account is funded correctly. During the analysis we will determine any surplus or shortage, and adjust your monthly payment accordingly to cover all of the bills that are paid through your escrow account.
The analysis outlines the activity on your escrow account for the past year and the anticipated activity for the upcoming year. We use the tax and insurance amounts from the most recent year to project taxes and insurance for the upcoming year.
Regardless of where you live, it’s important to have your home prepared for a potential natural disaster. If you experience a natural disaster, we are here to help.
When you’ve got a lengthy list of bills to pay every month, it’s easy to forget one and have it fall to the wayside. With Carrington’s Auto Pay feature, you can choose from a few different options that will help you stay on track with your payments each month.
Fall is officially here, and with the colors changing on the trees comes the perfect time to make the best of your late summer harvest! Here are a few tips to help you get started on your canning extravaganza, along with a few ideas on what to can:
With Carrington’s Go Paperless Program, you don’t need to wait for access to important account documents and statement(s) to arrive in the mail. Instead, they’re ready for instant access on our secure website where you can view and/or download them for your personal use. These paperless statements contain the exact same information your paper statement would—but now immediately at your fingertips!
Whether you’ve spotted an ant or two or have a family of fruit flies that have decided your kitchen is their new home, it can be frustrating to find a quick, non-toxic way to get rid of these unwanted visitors. For homeowners who own pets or have small children, having a successful solution that won’t harm curious mouths or paws is essential. Here are three ways to safely repel insects within your home:
Fall is already quickly approaching, and now is the best time to start prepping your house for fall weather and take advantage of the sunshine and blue skies while we have them. From getting your furnace checked to cleaning the gutters, here are some ideas to jumpstart your autumnal prep-work:
When it comes to renovating or improving your home, updating your technology can be a great project to start with. However, larger-scale technology updates can be pricey, so here are three simple upgrades for your home that will make your life a little easier, and potentially help lower your monthly energy bill: