--- title: Learning Center - Carrington Mortgage Services | Homeowner (4) description: Homeowner | Explore mortgage resources, helpful guides, and expert advice at Carrington's Information Center. Whether you're looking for information on loan options, refinancing, or homeownership tips, find everything you need in one place. Start your mortgage journey today! (4) --- [Skip to content](https://info.carringtonmortgage.com/information-center/tag/homeowner/page/4#main-content) ![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg) [![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com) - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) [Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login) MAKE HOME WORK Manage My Home arrow-down-anticon/submenu Manage My Mortgage arrow-down-anticon/submenu Learning Center MAKE HOME WORK Manage My Home arrow-down-anticon/submenu - I Am Ready to Start - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer) - [Refinance My Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home/refinance-step) - What Loan Is Right For Me? - [Purchase Options](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance Options](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - What is Involved in Getting a Loan? - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - I Want to Calculate... - [Monthly Mortgage Payment](https://www.carringtonmortgage.com/tools/calculators) - [Home Affordability](https://www.carringtonmortgage.com/tools/calculators#affordability) - [Cost to Refinance](https://www.carringtonmortgage.com/tools/calculators#refinance) - [Loan Comparison](https://www.carringtonmortgage.com/tools/calculators#comparison) - Partner With Us - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) - I Have Questions - [Need an Expert](https://www.carringtonmortgage.com/find-an-expert) Manage My Mortgage arrow-down-anticon/submenu - I Just Had My Loan Transferred Here - [New to Carrington Onboarding?](https://www.carringtonmortgage.com/new-customers) - How Do I Repay My Loan - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Payoff Statement](https://www.carringtonmortgage.com/payoff-statements) - What Are Servicing Fees? - [See the Schedule of Fees](https://www.carringtonmortgage.com/schedule-of-fees) - I Need Help With - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) Learning Center - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) --- Recent Transfer --- Customer Login # Carrington Mortgage Services, LLC Learning Center Select Category Homeowner Home Loans Home Tips Refinance CCF Manage Account Purchase Mortgage Payment Credit Score Mortgage Account Escrow Paperless Auto Pay Buying & Selling Home Maintenance Escrow Account Holiday Home Equity Mobile App Veterans Welcome to CMS Your Account CarringtonMortgage.com 2FA Alerts Bankruptcy HomeAmp Property Tax Real Estate Save Money Security Taxes Year-End Statements natural disasters regional emergency Budget Buydowns Disaster Assistance Home Work Mortgage Industry Update Summer Time ACH Billing Canning Investment LIBOR to SOFR Loan Assumption Loss Draft Military Makeover Mini Series Mortgage Fraud Payoff Remodel Sneak Peek Spring Cleaning Sustainable Living Tax Refund Two-Factor Authentication VA Loan dashboard Posts about: ## Homeowner (4) ![](https://info.carringtonmortgage.com/hubfs/Home%20Repair.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Home Tips](https://info.carringtonmortgage.com/information-center/tag/home-tips) ### [Home Maintenance 101: A Checklist for Your Home](https://info.carringtonmortgage.com/information-center/home-repairs-101-a-checklist-for-your-home) The start of a new year is a great time to figure out things around your house in need of updating. Unsure of where to start looking? Carrington is here to help! Check out our comprehensive list below: [Read More](https://info.carringtonmortgage.com/information-center/home-repairs-101-a-checklist-for-your-home) ![](https://info.carringtonmortgage.com/hubfs/What%20is%20Loss%20Draft.png) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Loss Draft](https://info.carringtonmortgage.com/information-center/tag/loss-draft) ### [What is Loss Draft?](https://info.carringtonmortgage.com/information-center/what-is-loss-draft) When it comes to any damage to your home, knowing what to do and where to begin can be overwhelming. Fortunately, Carrington is here to help. Our loss draft video is full of information to answer any questions you may have. ​ [Read More](https://info.carringtonmortgage.com/information-center/what-is-loss-draft) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_317837666.jpg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Home Tips](https://info.carringtonmortgage.com/information-center/tag/home-tips) ### [New Flooring 101: The Complete Guide to Refreshing Your Floor](https://info.carringtonmortgage.com/information-center/new-flooring-101-the-complete-guide-to-refreshing-your-floor) The holiday season is just around the corner, and before you know it, your home will be the host of family gatherings and friends dropping by with holiday cheer. However, you may feel like your home needs some TLC before then, and what better way to prepare than with new flooring! Not sure quite where to begin? Let Carrington help you get started. [Read More](https://info.carringtonmortgage.com/information-center/new-flooring-101-the-complete-guide-to-refreshing-your-floor) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_106381538.jpg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Home Tips](https://info.carringtonmortgage.com/information-center/tag/home-tips) ### [Time for a Cash-Out Refi?](https://info.carringtonmortgage.com/information-center/time-for-a-cash-out-refi) With the holidays just ahead, now may be the perfect time to consider a cash-out refinance - especially if you have personal debts with high interest rates (student loans, credit cards), or are ready to make some much-needed home improvements. [Read More](https://info.carringtonmortgage.com/information-center/time-for-a-cash-out-refi) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_630679436.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Home Tips](https://info.carringtonmortgage.com/information-center/tag/home-tips) ### [Safety Tips for Furry Friends](https://info.carringtonmortgage.com/information-center/safety-tips-for-furry-friends) Like many Americas, you may have come out of Quarantine with a new four-legged friend. Whether you are a first-time pet owner or have experience, we wanted to provide a few helpful tips to keep your furry friends safe around your home! [Read More](https://info.carringtonmortgage.com/information-center/safety-tips-for-furry-friends) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_1063599560.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Home Tips](https://info.carringtonmortgage.com/information-center/tag/home-tips) ### [Bathrooms on a Budget](https://info.carringtonmortgage.com/information-center/bathrooms-on-a-budget) If kitchens are the most popular area for a home remodeling project, bathrooms are not far behind. But just like kitchens, remodeling a bathroom can often cost a shiny penny.  Not every homeowner is prepared to invest that kind of money into their bathroom, so we thought we’d share a few ways you could make small upgrades to your bathroom, creating that feeling of luxury, warmth, and comfort we all appreciate in one of our favorite rooms. [Read More](https://info.carringtonmortgage.com/information-center/bathrooms-on-a-budget) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_496297279.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Remodel,](https://info.carringtonmortgage.com/information-center/tag/remodel) [Home Tips](https://info.carringtonmortgage.com/information-center/tag/home-tips) ### [Major vs. Minor Kitchen Remodel](https://info.carringtonmortgage.com/information-center/major-vs.-minor-kitchen-remodel) In most homes, the kitchen is its heart and soul. It’s where family and friends gather to cook, socialize, eat and drink. It’s where family issues are traditionally discussed around the time-honored kitchen table. [Read More](https://info.carringtonmortgage.com/information-center/major-vs.-minor-kitchen-remodel) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_1205323861.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Home Tips](https://info.carringtonmortgage.com/information-center/tag/home-tips) ### [Patios vs. Decks – Which One is Best for You?](https://info.carringtonmortgage.com/information-center/patios-vs.-decks-which-one-is-best-for-you) As the weather warms, we naturally want to spend more time outdoors, whether to relax, exercise, or entertain. And where better to enjoy these activities than in the comfort of your own home. [Read More](https://info.carringtonmortgage.com/information-center/patios-vs.-decks-which-one-is-best-for-you) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_1817136173.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Escrow,](https://info.carringtonmortgage.com/information-center/tag/escrow) [Escrow Account](https://info.carringtonmortgage.com/information-center/tag/escrow-account) ### [An Overview of an Escrow Account](https://info.carringtonmortgage.com/information-center/an-overview-of-an-escrow-account) Buying a house can be a confusing and complicated process, especially for first-time buyers. So many unfamiliar terms, practices, and procedures; so many rules and regulations to follow. Of course, it’s all worth it in the end, when you finally get the keys to your new home and take possession of it, but in between, the process can seem full of convoluted twists and turns. [Read More](https://info.carringtonmortgage.com/information-center/an-overview-of-an-escrow-account) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_1891922902.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Credit Score](https://info.carringtonmortgage.com/information-center/tag/credit-score) ### [Tips on Improving Your Credit Score](https://info.carringtonmortgage.com/information-center/tips-on-improving-your-credit-score) Lenders use many factors to evaluate a customer’s loan application, and credit scores are one important factor. Based on the information in your credit report, a credit score is generated. The better your credit is, the more likely it is you will be approved for a loan, at the best possible interest rate the lender has to offer. [Read More](https://info.carringtonmortgage.com/information-center/tips-on-improving-your-credit-score) [1](https://info.carringtonmortgage.com/information-center) [2](https://info.carringtonmortgage.com/information-center/tag/homeowner/page/2) [3](https://info.carringtonmortgage.com/information-center/tag/homeowner/page/3) [4](https://info.carringtonmortgage.com/information-center/tag/homeowner/page/4) [5](https://info.carringtonmortgage.com/information-center/tag/homeowner/page/5) ## Mortgage & Lending Services - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators) - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - [Find an Expert](https://www.carringtonmortgage.com/find-an-expert) - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) ## Terms - [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy) - [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice) - [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing) - [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions) - [Best Practices](https://www.carringtonmortgage.com/legal/best-practices) - [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement) - [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert) - [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities) ## Manage Your Mortgage - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) - [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees) - [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements) ## Contact Us - Current Customers ## About Us - [Our Mission](https://www.carringtonmortgage.com/our-mission) - [Foundation](https://www.carringtoncf.org) - [Holding Company](https://www.carringtonhc.com) - [Accessibility](https://www.carringtonmortgage.com/accessibility) - [Press and Media](https://www.carringtonmortgage.com/pressandmedia) - [Contact us](https://www.carringtonmortgage.com/contact-us) ## Get the App [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/Carrington-mobile-apple.jpg?width=135&height=42&name=Carrington-mobile-apple.jpg)](https://apps.apple.com/us/app/carrington-mobile/id1673471360) [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/White-Google-1.jpg?width=135&height=42&name=White-Google-1.jpg)](https://play.google.com/store/apps/details?id=com.carringtonms.CMSMobile2&pli=1) [Icon-Facebook](https://www.facebook.com/CarringtonHomeLoans/) [Icon-Twitter](https://twitter.com/CarringtonMS) [Icon-Linkedin](https://www.linkedin.com/company/carrington-mortgage-services-llc) [Icon-Instagram](https://www.instagram.com/carringtonmortgage/) Icon-EHO Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. All rights reserved.