---
title: Learning Center - Carrington Mortgage Services | Mortgage Account
description: Mortgage Account | Explore mortgage resources, helpful guides, and expert advice at Carrington's Information Center. Whether you're looking for information on loan options, refinancing, or homeownership tips, find everything you need in one place. Start your mortgage journey today!
---

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- I Am Ready to Start 
    - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer)
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- What Loan Is Right For Me? 
    - [Purchase Options](https://www.carringtonmortgage.com/home-loans/buy-a-home)
    - [Refinance Options](https://www.carringtonmortgage.com/home-loans/refinance-a-home)
- What is Involved in Getting a Loan? 
    - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process)

- I Want to Calculate... 
    - [Monthly Mortgage Payment](https://www.carringtonmortgage.com/tools/calculators)
    - [Home Affordability](https://www.carringtonmortgage.com/tools/calculators#affordability)
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- I Have Questions 
    - [Need an Expert](https://www.carringtonmortgage.com/find-an-expert)

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- I Just Had My Loan Transferred Here 
    - [New to Carrington Onboarding?](https://www.carringtonmortgage.com/new-customers)
- How Do I Repay My Loan 
    - [Payment Options](https://www.carringtonmortgage.com/payment-options)
    - [Payoff Statement](https://www.carringtonmortgage.com/payoff-statements)

- What Are Servicing Fees? 
    - [See the Schedule of Fees](https://www.carringtonmortgage.com/schedule-of-fees)
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---

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---

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# Carrington Mortgage Services, LLC Learning Center

Select Category Homeowner Home Loans Home Tips Refinance CCF Manage Account Purchase Mortgage Payment Credit Score Mortgage Account Escrow Paperless Auto Pay Buying & Selling Home Maintenance Escrow Account Holiday Home Equity Mobile App Veterans Welcome to CMS Your Account CarringtonMortgage.com 2FA Alerts Bankruptcy HomeAmp Property Tax Real Estate Save Money Security Taxes Year-End Statements natural disasters regional emergency Budget Buydowns Disaster Assistance Home Work Mortgage Industry Update Summer Time ACH Billing Canning Investment LIBOR to SOFR Loan Assumption Loss Draft Military Makeover Mini Series Mortgage Fraud Payoff Remodel Sneak Peek Spring Cleaning Sustainable Living Tax Refund Two-Factor Authentication VA Loan dashboard

Posts about:

## Mortgage Account

![](https://info.carringtonmortgage.com/hubfs/Flexible_Lending.jpg)

[Mortgage Payment,](https://info.carringtonmortgage.com/information-center/tag/mortgage-payment) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Mortgage Account](https://info.carringtonmortgage.com/information-center/tag/mortgage-account)

### [Debunking Common Mortgage Servicing Myths](https://info.carringtonmortgage.com/information-center/debunking-common-mortgage-servicing-myths)

**Myth #1: Your mortgage servicer will never change.** 

<https://info.carringtonmortgage.com/information-center/author/marketing> 

[Read More](https://info.carringtonmortgage.com/information-center/debunking-common-mortgage-servicing-myths)

![](https://info.carringtonmortgage.com/hubfs/MIP_vs_PMI.jpg)

[Mortgage Account](https://info.carringtonmortgage.com/information-center/tag/mortgage-account)

### [MIP vs. PMI: Mortgage Insurance 101](https://info.carringtonmortgage.com/information-center/mip-vs-pmi-mortgage-insurance-101)

When navigating the homebuying process, understanding mortgage insurance is crucial for both first-time and seasoned buyers. Mortgage insurance serves to protect lenders if borrowers default on their loans, and is required for certain types of loans. Mortgage Insurance Premium (MIP) and Private Mortgage Insurance (PMI) are the most common types of mortgage insurance.  While they serve a similar purpose, there are key differences between the two that can significantly impact your mortgage.

In this article, we'll clarify what MIP and PMI are and guide you on how to determine if you’re eligible to remove mortgage insurance from your payments. Understanding these terms can empower you to make informed decisions about your mortgage.

<https://info.carringtonmortgage.com/information-center/author/marketing> 

[Read More](https://info.carringtonmortgage.com/information-center/mip-vs-pmi-mortgage-insurance-101)

![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/All%20the%20Important%20Things%20to%20Know%20About%20Escrow.jpg)

[Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Escrow,](https://info.carringtonmortgage.com/information-center/tag/escrow) [Escrow Account,](https://info.carringtonmortgage.com/information-center/tag/escrow-account) [Mortgage Account](https://info.carringtonmortgage.com/information-center/tag/mortgage-account)

### [All the Important Things to Know About Escrow](https://info.carringtonmortgage.com/information-center/all-the-important-things-to-know-about-escrow)

The concept of escrow can be confusing, regardless of how long or how little you’ve been a homeowner. However, it plays a fundamental role in your home purchase, as well as the servicing and payment of your mortgage.  

Not sure where to begin on your [escrow education](https://info.carringtonmortgage.com/information-center/understanding-my-escrow-account?__hstc=45788219.0e75fcd55d850843213903fb363587eb.1706041001248.1706041001248.1706041001248.1&__hssc=45788219.1.1706041001248&__hsfp=3850529938)? Let Carrington answer some [commonly asked questions](https://info.carringtonmortgage.com/information-center/escrow-account-faq?__hstc=45788219.0e75fcd55d850843213903fb363587eb.1706041001248.1706041001248.1706041001248.1&__hssc=45788219.1.1706041001248&__hsfp=3850529938) about escrow below: 

<https://info.carringtonmortgage.com/information-center/author/marketing> 

[Read More](https://info.carringtonmortgage.com/information-center/all-the-important-things-to-know-about-escrow)

![](https://info.carringtonmortgage.com/hubfs/IMAGES/Mortgage%20Assistance%20-%20Carrington%20Mortgage%20Services.jpg)

[Mortgage Payment,](https://info.carringtonmortgage.com/information-center/tag/mortgage-payment) [Mobile App,](https://info.carringtonmortgage.com/information-center/tag/mobile-app) [Mortgage Account,](https://info.carringtonmortgage.com/information-center/tag/mortgage-account) [CarringtonMortgage.com](https://info.carringtonmortgage.com/information-center/tag/carringtonmortgage-com)

### [Applying for Mortgage Assistance](https://info.carringtonmortgage.com/information-center/applying-for-mortgage-assistance)

**Applying for Mortgage Assistance?**  
Our commitment to you is to provide support at every step of your homeownership journey, wherever you may be. Navigating the Mortgage Assistance process should not be an added layer of stress when trying to understand your options.

<https://info.carringtonmortgage.com/information-center/author/marketing> 

[Read More](https://info.carringtonmortgage.com/information-center/applying-for-mortgage-assistance)

![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/The%2040-Year%20Loan%20Everything%20you%20Need%20to%20Know.jpg)

[Mortgage Payment,](https://info.carringtonmortgage.com/information-center/tag/mortgage-payment) [Mortgage Account,](https://info.carringtonmortgage.com/information-center/tag/mortgage-account) [CarringtonMortgage.com](https://info.carringtonmortgage.com/information-center/tag/carringtonmortgage-com)

### [Homeownership is Now More Affordable: Introducing 40-Year Loans](https://info.carringtonmortgage.com/information-center/homeownership-is-now-more-affordable-introducing-40-year-loans)

Buying a home or refinancing\*\* in today’s market is costly, but we’re dedicated to making homeownership simple and attainable. One way that Carrington is helping homeowners with current affordability challenges is by offering our new 40-year mortgage, available on certain loan types. We’ve compiled some information and benefits about 40-year mortgages below to help you determine if a 40-year mortgage is right for you.

<https://info.carringtonmortgage.com/information-center/author/marketing> 

[Read More](https://info.carringtonmortgage.com/information-center/homeownership-is-now-more-affordable-introducing-40-year-loans)

![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/The%20Advantages%20of%20Carringtons%20AutoPay%20Options%20Video%20.jpg)

[Mortgage Payment,](https://info.carringtonmortgage.com/information-center/tag/mortgage-payment) [Manage Account,](https://info.carringtonmortgage.com/information-center/tag/manage-account) [Mortgage Account,](https://info.carringtonmortgage.com/information-center/tag/mortgage-account) [ACH,](https://info.carringtonmortgage.com/information-center/tag/ach) [Auto Pay](https://info.carringtonmortgage.com/information-center/tag/auto-pay)

### [The Advantages of Carrington's AutoPay Options](https://info.carringtonmortgage.com/information-center/the-advantages-of-carringtons-auto-pay-options)

At Carrington, we strive to make homeownership simple. We offer a variety of AutoPay options designed to help you make your payments in an easy and convenient way. Our flexible AutoPay options allow you to tailor your payment dates to better meet your needs.

**The Benefits of Automatically Making Your Loan Payments**

Using AutoPay means that you no longer have to worry about manually making your mortgage payments each month. With AutoPay, you can set it once and forget it! This will save you time, make budgeting easier, and eliminate potential late fees or missed payments. AutoPay also allow you to customize the date on which you make your payment so that it aligns with your pay schedule or preferences.

<iframe data-hsv-src="https://play.hubspotvideo.com/v/3874556/id/104650988931" referrerpolicy="origin" sandbox="allow-forms allow-scripts allow-same-origin allow-popups" allow="autoplay; fullscreen;" style="position: absolute !important; width: 100% !important; height: 100% !important; left: 0; top: 0; border: 0 none; pointer-events: initial" title="HubSpot Video" loading="lazy" data-hsv-id="104650988931" data-hsv-style="" data-hsv-width="1920" data-hsv-height="1080" data-hsv-autoplay="false" data-hsv-loop="false" data-hsv-muted="false" data-hsv-hidden-controls="false" data-hsv-full-width="false"></iframe>

<https://info.carringtonmortgage.com/information-center/author/marketing> 

[Read More](https://info.carringtonmortgage.com/information-center/the-advantages-of-carringtons-auto-pay-options)

![](https://info.carringtonmortgage.com/hubfs/Blog-01-Image.jpg)

[Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Manage Account,](https://info.carringtonmortgage.com/information-center/tag/manage-account) [Home Tips,](https://info.carringtonmortgage.com/information-center/tag/home-tips) [Mortgage Account](https://info.carringtonmortgage.com/information-center/tag/mortgage-account)

### [Carrington Develops New Customer Dashboard](https://info.carringtonmortgage.com/information-center/carrington-develops-new-borrower-dashboard)

We're always looking for ways to improve the homeownership journey and make it as easy as possible for our customers. That's why Carrington has created a new customer dashboard, personalized for you. You can gain quick access to details on your home, loan, and other products and services we have to offer to help make the entire process of owning a home – or purchasing a new home – as seamless and rewarding as possible.

[CMS Marketing](https://info.carringtonmortgage.com/information-center/author/cms-marketing) 

[Read More](https://info.carringtonmortgage.com/information-center/carrington-develops-new-borrower-dashboard)

![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_1282896631.jpg)

[Manage Account,](https://info.carringtonmortgage.com/information-center/tag/manage-account) [Alerts,](https://info.carringtonmortgage.com/information-center/tag/alerts) [Mortgage Account](https://info.carringtonmortgage.com/information-center/tag/mortgage-account)

### [Manage your Carrington Mortgage Account with Email and Text Alerts](https://info.carringtonmortgage.com/information-center/manage-your-carrington-mortgage-account-with-email-and-text-alerts)

At Carrington, we understand how important it is to have the information you need available at the right time, and it’s our job to make you aware of any situation that may affect your mortgage or online account.

[CMS Marketing](https://info.carringtonmortgage.com/information-center/author/cms-marketing) 

[Read More](https://info.carringtonmortgage.com/information-center/manage-your-carrington-mortgage-account-with-email-and-text-alerts)

![](https://info.carringtonmortgage.com/hubfs/shutterstock_1716244870.jpg)

[Manage Account,](https://info.carringtonmortgage.com/information-center/tag/manage-account) [Mortgage Fraud,](https://info.carringtonmortgage.com/information-center/tag/mortgage-fraud) [Mortgage Account,](https://info.carringtonmortgage.com/information-center/tag/mortgage-account) [2FA,](https://info.carringtonmortgage.com/information-center/tag/2fa) [Two-Factor Authentication](https://info.carringtonmortgage.com/information-center/tag/two-factor-authentication)

### [Keeping Your Account Secure](https://info.carringtonmortgage.com/information-center/keeping-your-account-secure)

Your account security is a top priority for us! That’s why Carrington Mortgage Services, LLC (“Carrington”) now offers Two-Factor Authentication (“2FA”). 2FA is an extra layer of security added to the login process to ensure that people trying to gain access to their account are who they say they are. By requiring more than just a user name and password, unauthorized users are prevented from accessing your private information. This additional security measure will require that you verify your identity with a unique code that is automatically generated to your phone or email when you log into your online account.

[CMS Marketing](https://info.carringtonmortgage.com/information-center/author/cms-marketing) 

[Read More](https://info.carringtonmortgage.com/information-center/keeping-your-account-secure)

## Mortgage & Lending Services

- [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home)
- [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home)
- [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators)
- [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process)
- [Find an Expert](https://www.carringtonmortgage.com/find-an-expert)
- [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders)
- [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents)

## Terms

- [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy)
- [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice)
- [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing)
- [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions)
- [Best Practices](https://www.carringtonmortgage.com/legal/best-practices)
- [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement)
- [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert)
- [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities)

## Manage Your Mortgage

- [Payment Options](https://www.carringtonmortgage.com/payment-options)
- [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance)
- [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance)
- [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees)
- [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements)

## Contact Us

- Current Customers

## About Us

- [Our Mission](https://www.carringtonmortgage.com/our-mission)
- [Foundation](https://www.carringtoncf.org)
- [Holding Company](https://www.carringtonhc.com)
- [Accessibility](https://www.carringtonmortgage.com/accessibility)
- [Press and Media](https://www.carringtonmortgage.com/pressandmedia)
- [Contact us](https://www.carringtonmortgage.com/contact-us)

## Get the App

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Icon-EHO  Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. All rights reserved.

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