--- title: Learning Center - Carrington Mortgage Services | (7) description: Explore mortgage resources, helpful guides, and expert advice at Carrington's Information Center. Whether you're looking for information on loan options, refinancing, or homeownership tips, find everything you need in one place. Start your mortgage journey today! (7) --- [Skip to content](https://info.carringtonmortgage.com/information-center/author/marketing/page/7#main-content) ![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg) [![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com) - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) [Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login) MAKE HOME WORK Manage My Home arrow-down-anticon/submenu Manage My Mortgage arrow-down-anticon/submenu Learning Center MAKE HOME WORK Manage My Home arrow-down-anticon/submenu - I Am Ready to Start - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer) - [Refinance My Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home/refinance-step) - What Loan Is Right For Me? - [Purchase Options](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance Options](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - What is Involved in Getting a Loan? - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - I Want to Calculate... - [Monthly Mortgage Payment](https://www.carringtonmortgage.com/tools/calculators) - [Home Affordability](https://www.carringtonmortgage.com/tools/calculators#affordability) - [Cost to Refinance](https://www.carringtonmortgage.com/tools/calculators#refinance) - [Loan Comparison](https://www.carringtonmortgage.com/tools/calculators#comparison) - Partner With Us - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) - I Have Questions - [Need an Expert](https://www.carringtonmortgage.com/find-an-expert) Manage My Mortgage arrow-down-anticon/submenu - I Just Had My Loan Transferred Here - [New to Carrington Onboarding?](https://www.carringtonmortgage.com/new-customers) - How Do I Repay My Loan - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Payoff Statement](https://www.carringtonmortgage.com/payoff-statements) - What Are Servicing Fees? - [See the Schedule of Fees](https://www.carringtonmortgage.com/schedule-of-fees) - I Need Help With - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) Learning Center - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) --- Recent Transfer --- Customer Login # Carrington Mortgage Services, LLC Learning Center Select Category Homeowner Home Loans Home Tips Refinance CCF Manage Account Purchase Mortgage Payment Credit Score Mortgage Account Escrow Paperless Auto Pay Buying & Selling Home Maintenance Escrow Account Holiday Home Equity Mobile App Veterans Welcome to CMS Your Account CarringtonMortgage.com 2FA Alerts Bankruptcy HomeAmp Property Tax Real Estate Save Money Security Taxes Year-End Statements natural disasters regional emergency Budget Buydowns Disaster Assistance Home Work Mortgage Industry Update Summer Time ACH Billing Canning Investment LIBOR to SOFR Loan Assumption Loss Draft Military Makeover Mini Series Mortgage Fraud Payoff Remodel Sneak Peek Spring Cleaning Sustainable Living Tax Refund Two-Factor Authentication VA Loan dashboard Posts by ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Personal%20Finance%20101%20Tips%20for%20Long-Term%20Success.jpg) ### [Personal Finance 101: Tips for Long-Term Success](https://info.carringtonmortgage.com/information-center/personal-finance-101-tips-for-long-term-success) Handling finances can be stressful. Sometimes, the hardest part is knowing where to begin, so here are a few tips that might help take some of the pressure off and provide simple solutions for how you set your finances up for long-term success.  [Read More](https://info.carringtonmortgage.com/information-center/personal-finance-101-tips-for-long-term-success) ![](https://info.carringtonmortgage.com/hubfs/shutterstock_1673456542.jpg) ### [Can Rising Insurance Rates Impact My Mortgage Payments?](https://info.carringtonmortgage.com/information-center/can-rising-insurance-rates-impact-my-mortgage-payments) In recent years, we have witnessed a notable increase in many household costs, including home insurance rates and interest rates. While cost fluctuations are influenced by a number of factors, one thing is for sure: These changes can have a direct impact on your mortgage payments, particularly [through your escrow account](https://info.carringtonmortgage.com/information-center/what-is-an-escrow-account).  [Read More](https://info.carringtonmortgage.com/information-center/can-rising-insurance-rates-impact-my-mortgage-payments) ![](https://info.carringtonmortgage.com/hubfs/shutterstock_1334758214.jpg) ### [Unique Homeowners Insurance Tricks & Tips](https://info.carringtonmortgage.com/information-center/unique-homeowners-insurance-tricks-tips) Homeowners insurance isn't a luxury; it's a necessity. And not just because it protects your home and possessions against damage or theft. Mortgage companies generally require borrowers to have insurance coverage for the full or fair value of a property (usually the purchase price), andwon't make a loan or finance a residential real estate transaction without proof of it.Homeowners insurance costs can vary by insurance carrier, and there are many things that can affect the cost of covering your home. Let’s explore some of those.  [Read More](https://info.carringtonmortgage.com/information-center/unique-homeowners-insurance-tricks-tips) ![](https://info.carringtonmortgage.com/hubfs/shutterstock_1470589568.jpg) ### [New Affordability Options in Homebuying](https://info.carringtonmortgage.com/information-center/new-affordability-options-in-homebuying) As the housing market evolves, new opportunities for affordability have emerged, offeringprospectivehomebuyers greater flexibility in achieving their homeownership dreams. Let’s explore some options that have come to the forefront recently, including the 40-year mortgage and temporary buydowns. By understanding your financial options and defining the “must-have”features in your future home, you can make informed decisions to boost yourbuying power and make your homeownership dreams a reality.  [Read More](https://info.carringtonmortgage.com/information-center/new-affordability-options-in-homebuying) ![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Honoring%20the%20Sacrifice%20Foundation%20Dining%20for%20Impact.jpg) [CCF](https://info.carringtonmortgage.com/information-center/tag/ccf) ### [CCF Highlight: Honoring the Sacrifice Foundation Heroes Dinner](https://info.carringtonmortgage.com/information-center/ccf-highlight-honoring-the-sacrifice-foundation-dining-for-impact) The four pillars of Mobility, Stability, Purpose and Prosperity provide a basis for the impact that the Carrington Charitable Foundation (CCF), the nonprofit organization of the Carrington family of companies, makes in our communities. On July 21, 2023, CCFsponsored the 9th Annual American Heroes Dinner, hosted by the Honoring the Sacrifice Foundation, a registered nonprofit organization. Retired U.S. Marine Corps General John F. Kelly spoke on behalf of the Veteran community and their families, and the tremendous sacrifice each gave for the liberty and freedom our citizens enjoy.  [Read More](https://info.carringtonmortgage.com/information-center/ccf-highlight-honoring-the-sacrifice-foundation-dining-for-impact) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Mortgage%20Assistance%20-%20Carrington%20Mortgage%20Services.jpg) [Mortgage Payment,](https://info.carringtonmortgage.com/information-center/tag/mortgage-payment) [Mobile App,](https://info.carringtonmortgage.com/information-center/tag/mobile-app) [Mortgage Account,](https://info.carringtonmortgage.com/information-center/tag/mortgage-account) [CarringtonMortgage.com](https://info.carringtonmortgage.com/information-center/tag/carringtonmortgage-com) ### [Applying for Mortgage Assistance](https://info.carringtonmortgage.com/information-center/applying-for-mortgage-assistance) **Applying for Mortgage Assistance?** Our commitment to you is to provide support at every step of your homeownership journey, wherever you may be. Navigating the Mortgage Assistance process should not be an added layer of stress when trying to understand your options. [Read More](https://info.carringtonmortgage.com/information-center/applying-for-mortgage-assistance) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/The%20Ultimate%20Guide%20to%20Understanding%20Buydowns.jpg) [Mortgage Payment,](https://info.carringtonmortgage.com/information-center/tag/mortgage-payment) [Buydowns](https://info.carringtonmortgage.com/information-center/tag/buydowns) ### [The Ultimate Guide to Understanding Buydowns](https://info.carringtonmortgage.com/information-center/the-ultimate-guide-to-understanding-buydowns) With today’s high-interest rates and affordability challenges, many homebuyers are focused on making the most out of their budget when purchasing a home. [Read More](https://info.carringtonmortgage.com/information-center/the-ultimate-guide-to-understanding-buydowns) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/shutterstock_1387695692.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Home Tips,](https://info.carringtonmortgage.com/information-center/tag/home-tips) [natural disasters,](https://info.carringtonmortgage.com/information-center/tag/natural-disasters) [regional emergency](https://info.carringtonmortgage.com/information-center/tag/regional-emergency) ### [Regional Emergency Preparedness: What You can do to Prepare for Natural Disasters](https://info.carringtonmortgage.com/information-center/regional-emergency-preparedness-what-you-can-do-to-prepare-for-natural-disasters) Regardless of where you live, it’s important to have your home prepared for a potential natural disaster. If you experience a natural disaster, we are here to help. Please visit our [Disaster Assistance page](https://www.carringtonmortgage.com/disaster-assistance) for resources available to you if you are impacted. [Read More](https://info.carringtonmortgage.com/information-center/regional-emergency-preparedness-what-you-can-do-to-prepare-for-natural-disasters) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/The%2040-Year%20Loan%20Everything%20you%20Need%20to%20Know.jpg) [Mortgage Payment,](https://info.carringtonmortgage.com/information-center/tag/mortgage-payment) [Mortgage Account,](https://info.carringtonmortgage.com/information-center/tag/mortgage-account) [CarringtonMortgage.com](https://info.carringtonmortgage.com/information-center/tag/carringtonmortgage-com) ### [Homeownership is Now More Affordable: Introducing 40-Year Loans](https://info.carringtonmortgage.com/information-center/homeownership-is-now-more-affordable-introducing-40-year-loans) Buying a home or refinancing\*\* in today’s market is costly, but we’re dedicated to making homeownership simple and attainable. One way that Carrington is helping homeowners with current affordability challenges is by offering our new 40-year mortgage, available on certain loan types. We’ve compiled some information and benefits about 40-year mortgages below to help you determine if a 40-year mortgage is right for you. [Read More](https://info.carringtonmortgage.com/information-center/homeownership-is-now-more-affordable-introducing-40-year-loans) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/Manage%20your%20Carrington%20Mortgage%20Account%20with%20Email%20and%20Text%20V2.jpg) [Homeowner,](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Manage Account,](https://info.carringtonmortgage.com/information-center/tag/manage-account) [Alerts](https://info.carringtonmortgage.com/information-center/tag/alerts) ### [Manage your Carrington Mortgage Account with Email and Text](https://info.carringtonmortgage.com/information-center/manage-your-carrington-mortgage-account-with-email-and-text) At Carrington, we understand how important it is to have the information you need available at the right time, and it’s our job to ensure you are aware of any situation that may affect your mortgage or online account. [Read More](https://info.carringtonmortgage.com/information-center/manage-your-carrington-mortgage-account-with-email-and-text) [5](https://info.carringtonmortgage.com/information-center/author/marketing/page/5) [6](https://info.carringtonmortgage.com/information-center/author/marketing/page/6) [7](https://info.carringtonmortgage.com/information-center/author/marketing/page/7) [8](https://info.carringtonmortgage.com/information-center/author/marketing/page/8) [9](https://info.carringtonmortgage.com/information-center/author/marketing/page/9) ## Mortgage & Lending Services - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators) - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - [Find an Expert](https://www.carringtonmortgage.com/find-an-expert) - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) ## Terms - [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy) - [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice) - [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing) - [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions) - [Best Practices](https://www.carringtonmortgage.com/legal/best-practices) - [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement) - [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert) - [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities) ## Manage Your Mortgage - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) - [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees) - [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements) ## Contact Us - Current Customers ## About Us - [Our Mission](https://www.carringtonmortgage.com/our-mission) - [Foundation](https://www.carringtoncf.org) - [Holding Company](https://www.carringtonhc.com) - [Accessibility](https://www.carringtonmortgage.com/accessibility) - [Press and Media](https://www.carringtonmortgage.com/pressandmedia) - [Contact us](https://www.carringtonmortgage.com/contact-us) ## Get the App [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/Carrington-mobile-apple.jpg?width=135&height=42&name=Carrington-mobile-apple.jpg)](https://apps.apple.com/us/app/carrington-mobile/id1673471360) [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/White-Google-1.jpg?width=135&height=42&name=White-Google-1.jpg)](https://play.google.com/store/apps/details?id=com.carringtonms.CMSMobile2&pli=1) [Icon-Facebook](https://www.facebook.com/CarringtonHomeLoans/) [Icon-Twitter](https://twitter.com/CarringtonMS) [Icon-Linkedin](https://www.linkedin.com/company/carrington-mortgage-services-llc) [Icon-Instagram](https://www.instagram.com/carringtonmortgage/) Icon-EHO Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. 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