It’s that time of year again! If you’ve opted to receive 1098 and 1099 statements electronically, your 2024 year-end statement can be accessed via the Documents section of your account in late January. If you’ve enrolled in paperless delivery, you will be notified via email once it’s available. If you have not elected to receive your statements electronically, your statements will be mailed no later than January 31, 2025.
Festivities abound as we head into the holiday season, and there’s no better way to spend the holidays than with friends and family! However, the holidays can be a hard on your budget – so we’ve compiled some ideas on how you can host memorable get-togethers without breaking the bank:
When navigating the homebuying process, understanding mortgage insurance is crucial for both first-time and seasoned buyers. Mortgage insurance serves to protect lenders if borrowers default on their loans, and is required for certain types of loans. Mortgage Insurance Premium (MIP) and Private Mortgage Insurance (PMI) are the most common types of mortgage insurance. While they serve a similar purpose, there are key differences between the two that can significantly impact your mortgage.
In this article, we'll clarify what MIP and PMI are and guide you on how to determine if you’re eligible to remove mortgage insurance from your payments. Understanding these terms can empower you to make informed decisions about your mortgage.
As a homeowner, it’s important to understand what your monthly mortgage payment includes. Whether you’re a first-time homeowner or a seasoned pro, knowing the breakdown from principal to property taxes can set you up for future financial success.
The National Association of REALTORS® (NAR) settlement introduces more clarity to real estate transactions by making commission structures clearer and requiring buyer agents to have formal agreements with their clients upfront.
Below, we’ve outlined what you should know about these changes and how they can positively impact your experience when buying or selling your next home:
