--- title: Learning Center - Carrington Mortgage Services | (15) description: Explore mortgage resources, helpful guides, and expert advice at Carrington's Information Center. Whether you're looking for information on loan options, refinancing, or homeownership tips, find everything you need in one place. Start your mortgage journey today! (15) --- [Skip to content](https://info.carringtonmortgage.com/information-center/author/marketing/page/15#main-content) ![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg) [![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com) - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) [Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login) MAKE HOME WORK Manage My Home arrow-down-anticon/submenu Manage My Mortgage arrow-down-anticon/submenu Learning Center MAKE HOME WORK Manage My Home arrow-down-anticon/submenu - I Am Ready to Start - 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Adjustable-Rate, Interest-Only, or Fixed-Rate?](https://info.carringtonmortgage.com/information-center/which-mortgage-is-right-for-you-adjustable-rate-interest-only-or-fixed-rate) [Read More](https://info.carringtonmortgage.com/information-center/which-mortgage-is-right-for-you-adjustable-rate-interest-only-or-fixed-rate) ![](https://info.carringtonmortgage.com/hubfs/CHL%20Knowledge%20Base/ThinkstockPhotos-905902444.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Refinance](https://info.carringtonmortgage.com/information-center/tag/refinance) ### [What to Expect When Getting Cash Out](https://info.carringtonmortgage.com/information-center/what-to-expect-when-getting-cash-out) [Read More](https://info.carringtonmortgage.com/information-center/what-to-expect-when-getting-cash-out) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/imagesCHL/ThinkstockPhotos-943573374.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Refinance](https://info.carringtonmortgage.com/information-center/tag/refinance) ### [Five Things to Consider When Getting Cash Out](https://info.carringtonmortgage.com/information-center/five-things-to-consider-when-getting-cash-out) [Read More](https://info.carringtonmortgage.com/information-center/five-things-to-consider-when-getting-cash-out) ![](https://info.carringtonmortgage.com/hubfs/Self-Employed%20Borrower.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Refinance,](https://info.carringtonmortgage.com/information-center/tag/refinance) [Purchase](https://info.carringtonmortgage.com/information-center/tag/purchase) ### [Bank Statement Loans for Self-Employed Borrowers](https://info.carringtonmortgage.com/information-center/bank-statement-loans-for-self-employed-borrowers) [Read More](https://info.carringtonmortgage.com/information-center/bank-statement-loans-for-self-employed-borrowers) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/imagesCHL/ThinkstockPhotos-932461802.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Purchase](https://info.carringtonmortgage.com/information-center/tag/purchase) ### [How Much House Can I Afford?](https://info.carringtonmortgage.com/information-center/how-much-house-can-i-afford) [Read More](https://info.carringtonmortgage.com/information-center/how-much-house-can-i-afford) ![](https://info.carringtonmortgage.com/hubfs/CMS%20Knowledge%20Base/Low%20Down%20Payment%20Mortgage%20Loans%20Article.jpeg) [Home Loans](https://info.carringtonmortgage.com/information-center/tag/home-loans) ### [Low Down Payment Mortgage Loans](https://info.carringtonmortgage.com/information-center/low-down-payment-mortgage-loans) [Read More](https://info.carringtonmortgage.com/information-center/low-down-payment-mortgage-loans) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/EOY.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Homeowner](https://info.carringtonmortgage.com/information-center/tag/homeowner) ### [Student Loan Debt: Can You Still Afford a Home?](https://info.carringtonmortgage.com/information-center/student-loan-debt-can-you-still-afford-a-home) [Read More](https://info.carringtonmortgage.com/information-center/student-loan-debt-can-you-still-afford-a-home) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/imagesCHL/ThinkstockPhotos-613113328.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Credit Score](https://info.carringtonmortgage.com/information-center/tag/credit-score) ### [Fixing Credit Issues Before You Apply](https://info.carringtonmortgage.com/information-center/fixing-credit-issues-before-you-apply) Before you apply for a home loan, you may want to look at how to fix credit issues you may be facing. One of the key things a lender looks at when considering you as a viable mortgage candidate is your credit history – and they like to see stability. Fixing credit for a home loan is smart. Start by pulling your credit before you apply so you know what you’re dealing with – and have the opportunity to address any issues that may derail your loan application. [Read More](https://info.carringtonmortgage.com/information-center/fixing-credit-issues-before-you-apply) [13](https://info.carringtonmortgage.com/information-center/author/marketing/page/13) [14](https://info.carringtonmortgage.com/information-center/author/marketing/page/14) [15](https://info.carringtonmortgage.com/information-center/author/marketing/page/15) [16](https://info.carringtonmortgage.com/information-center/author/marketing/page/16) [17](https://info.carringtonmortgage.com/information-center/author/marketing/page/17) ## Mortgage & Lending Services - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators) - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - [Find an Expert](https://www.carringtonmortgage.com/find-an-expert) - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) ## Terms - [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy) - [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice) - [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing) - [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions) - [Best Practices](https://www.carringtonmortgage.com/legal/best-practices) - [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement) - [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert) - [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities) ## Manage Your Mortgage - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) - [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees) - [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements) ## Contact Us - Current Customers ## About Us - [Our Mission](https://www.carringtonmortgage.com/our-mission) - [Foundation](https://www.carringtoncf.org) - [Holding Company](https://www.carringtonhc.com) - [Accessibility](https://www.carringtonmortgage.com/accessibility) - [Press and Media](https://www.carringtonmortgage.com/pressandmedia) - [Contact us](https://www.carringtonmortgage.com/contact-us) ## Get the App [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/Carrington-mobile-apple.jpg?width=135&height=42&name=Carrington-mobile-apple.jpg)](https://apps.apple.com/us/app/carrington-mobile/id1673471360) [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/White-Google-1.jpg?width=135&height=42&name=White-Google-1.jpg)](https://play.google.com/store/apps/details?id=com.carringtonms.CMSMobile2&pli=1) [Icon-Facebook](https://www.facebook.com/CarringtonHomeLoans/) [Icon-Twitter](https://twitter.com/CarringtonMS) [Icon-Linkedin](https://www.linkedin.com/company/carrington-mortgage-services-llc) [Icon-Instagram](https://www.instagram.com/carringtonmortgage/) Icon-EHO Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. 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