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There are so many things that can impact your ability to get a mortgage, and the rate and terms of that mortgage. Your credit history, your debt-to-income ratio, your job… and while you might be thinking that having a job is obviously important, there’s another job factor that can affect your mortgage: your commute. Long commutes can sometimes delay or derail a mortgage approval.
So you’ve decided to buy a home. Congratulations – you’ve completed the first step to buying! But… now what?
Without a doubt, buying a home is an expensive endeavor, and it’s important to save money wherever you can. But should you consider going with a type of zero down home loan?
You wouldn’t think it, but the slightest mortgage document errors could spell disaster to your closing process. That’s why it’s ultra-important to ensure that everything that is printed on your mortgage documentation is completely accurate, right down to the crossing of every T and the hyphenation of your name (if that applies to you).
