--- title: Learning Center - Carrington Mortgage Services | Home Loans (2) description: Home Loans | Explore mortgage resources, helpful guides, and expert advice at Carrington's Information Center. Whether you're looking for information on loan options, refinancing, or homeownership tips, find everything you need in one place. Start your mortgage journey today! (2) --- [Skip to content](https://info.carringtonmortgage.com/information-center/tag/home-loans/page/2#main-content) ![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg) [![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com) - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) [Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login) MAKE HOME WORK Manage My Home arrow-down-anticon/submenu Manage My Mortgage arrow-down-anticon/submenu Learning Center MAKE HOME WORK Manage My Home arrow-down-anticon/submenu - I Am Ready to Start - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer) - [Refinance My Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home/refinance-step) - What Loan Is Right For Me? - [Purchase Options](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance Options](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - What is Involved in Getting a Loan? - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - I Want to Calculate... - [Monthly Mortgage Payment](https://www.carringtonmortgage.com/tools/calculators) - [Home Affordability](https://www.carringtonmortgage.com/tools/calculators#affordability) - [Cost to Refinance](https://www.carringtonmortgage.com/tools/calculators#refinance) - [Loan Comparison](https://www.carringtonmortgage.com/tools/calculators#comparison) - Partner With Us - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) - I Have Questions - [Need an Expert](https://www.carringtonmortgage.com/find-an-expert) Manage My Mortgage arrow-down-anticon/submenu - I Just Had My Loan Transferred Here - [New to Carrington Onboarding?](https://www.carringtonmortgage.com/new-customers) - How Do I Repay My Loan - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Payoff Statement](https://www.carringtonmortgage.com/payoff-statements) - What Are Servicing Fees? - [See the Schedule of Fees](https://www.carringtonmortgage.com/schedule-of-fees) - I Need Help With - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) Learning Center - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) --- Recent Transfer --- Customer Login # Carrington Mortgage Services, LLC Learning Center Select Category Homeowner Home Loans Home Tips Refinance CCF Manage Account Purchase Mortgage Payment Credit Score Mortgage Account Escrow Paperless Auto Pay Buying & Selling Home Maintenance Escrow Account Holiday Home Equity Mobile App Veterans Welcome to CMS Your Account CarringtonMortgage.com 2FA Alerts Bankruptcy HomeAmp Property Tax Real Estate Save Money Security Taxes Year-End Statements natural disasters regional emergency Budget Buydowns Disaster Assistance Home Work Mortgage Industry Update Summer Time ACH Billing Canning Investment LIBOR to SOFR Loan Assumption Loss Draft Military Makeover Mini Series Mortgage Fraud Payoff Remodel Sneak Peek Spring Cleaning Sustainable Living Tax Refund Two-Factor Authentication VA Loan dashboard Posts about: ## Home Loans (2) ![](https://info.carringtonmortgage.com/hubfs/shutterstock_669633382.jpeg) [Home Loans](https://info.carringtonmortgage.com/information-center/tag/home-loans) ### [Things to Consider Before Buying a Home](https://info.carringtonmortgage.com/information-center/things-to-consider-before-buying-a-home) Buying a house is one of the largest purchases that most people will make in their lifetime. Given that, it is very important to properly prepare for the home buying process to ensure that all goes as smoothly as possible. [Read More](https://info.carringtonmortgage.com/information-center/things-to-consider-before-buying-a-home) ![](https://info.carringtonmortgage.com/hubfs/shutterstock_411224644.jpeg) [Home Loans](https://info.carringtonmortgage.com/information-center/tag/home-loans) ### [Carrington Offers a Wide Range of Loan Programs](https://info.carringtonmortgage.com/information-center/carrington-offers-a-wide-range-of-loan-programs) Carrington Mortgage Services, LLC is a fully integrated mortgage company with lending and mortgage servicing operations. Carrington offers a wide range of loan programs to meet the needs of all kinds of borrowers – from first-time home buyers to experienced real estate investors. [Read More](https://info.carringtonmortgage.com/information-center/carrington-offers-a-wide-range-of-loan-programs) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/imagesCHL/Make%20Sure%20You%20Don%E2%80%99t%20Have%20Mortgage%20Document%20Errors%20%E2%80%93%20Or%20Else!.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Refinance,](https://info.carringtonmortgage.com/information-center/tag/refinance) [Purchase](https://info.carringtonmortgage.com/information-center/tag/purchase) ### [The Importance of Avoiding Mortgage Document Errors](https://info.carringtonmortgage.com/information-center/importance-of-avoiding-mortgage-document-errors) You wouldn’t think it, but the slightest mortgage document errors could spell disaster to your closing process. That’s why it’s ultra-important to ensure that everything that is printed on your mortgage documentation is completely accurate, right down to the crossing of every T and the hyphenation of your name (if that applies to you). [Read More](https://info.carringtonmortgage.com/information-center/importance-of-avoiding-mortgage-document-errors) ![](https://info.carringtonmortgage.com/hubfs/shutterstock_730774381.jpg) [Home Loans](https://info.carringtonmortgage.com/information-center/tag/home-loans) ### [Types of Zero Down Home Loans](https://info.carringtonmortgage.com/information-center/types-of-zero-down-home-loans) [Read More](https://info.carringtonmortgage.com/information-center/types-of-zero-down-home-loans) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/imagesCHL/ThinkstockPhotos-644358770.jpg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Credit Score](https://info.carringtonmortgage.com/information-center/tag/credit-score) ### [The Never-Ending Debate on Credit Card Debt Revolving Accounts](https://info.carringtonmortgage.com/information-center/the-never-ending-debate-on-credit-card-debt-revolving-accounts) [CMS Marketing](https://info.carringtonmortgage.com/information-center/author/cms-marketing) [Read More](https://info.carringtonmortgage.com/information-center/the-never-ending-debate-on-credit-card-debt-revolving-accounts) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/Misc./Understanding%20Escrow.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Refinance,](https://info.carringtonmortgage.com/information-center/tag/refinance) [Purchase](https://info.carringtonmortgage.com/information-center/tag/purchase) ### [Are You the Best Candidate for a Home Loan?](https://info.carringtonmortgage.com/information-center/are-you-the-best-candidate-for-a-home-loan) [Read More](https://info.carringtonmortgage.com/information-center/are-you-the-best-candidate-for-a-home-loan) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/imagesCHL/ThinkstockPhotos-840610244.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Refinance,](https://info.carringtonmortgage.com/information-center/tag/refinance) [Purchase](https://info.carringtonmortgage.com/information-center/tag/purchase) ### [What Your Mortgage Lender Needs to Know](https://info.carringtonmortgage.com/information-center/what-your-mortgage-lender-needs-to-know) So many people want to know so many things about you during the home buying process – and it may seem at times like it’s never going to end. And like they couldn’t possibly need to know so many things. And hey, isn’t that last question intrusive!? It can be hard to understand what your mortgage lender needs to know. [Read More](https://info.carringtonmortgage.com/information-center/what-your-mortgage-lender-needs-to-know) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/imagesCHL/Steps%20tp%20Buying%20a%20Home%20Where%20to%20Start.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Purchase](https://info.carringtonmortgage.com/information-center/tag/purchase) ### [Steps to Buying a Home: Where to Start](https://info.carringtonmortgage.com/information-center/steps-to-buying-a-home-where-to-start) So you’ve decided to buy a home. Congratulations – you’ve completed the first step to buying! But… now what? [Read More](https://info.carringtonmortgage.com/information-center/steps-to-buying-a-home-where-to-start) ![](https://info.carringtonmortgage.com/hubfs/IMAGES/imagesCHL/Your%20Digital%20Footprint%20and%20Your%20Loan%20Application%20Should%20You%20Be%20Worried.jpeg) [Home Loans](https://info.carringtonmortgage.com/information-center/tag/home-loans) ### [Your Digital Footprint and Your Loan Application: Should You Be Worried?](https://info.carringtonmortgage.com/information-center/your-digital-footprint-and-your-loan-application-should-you-be-worried) Going through the mortgage process involves a lot of questions that can sometimes seem invasive… and yet, some of us share the intimate details of our lives across social media through our online presence with strangers all across the Internet. Guess where a lender might learn more about you? [Read More](https://info.carringtonmortgage.com/information-center/your-digital-footprint-and-your-loan-application-should-you-be-worried) ![](https://info.carringtonmortgage.com/hubfs/Market_Trends_2019-08-26.jpeg) [Home Loans,](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Credit Score](https://info.carringtonmortgage.com/information-center/tag/credit-score) ### [Credit Issues That May Affect Your Mortgage Loan](https://info.carringtonmortgage.com/information-center/credit-issues-that-may-affect-your-mortgage-loan) No doubt about it, applying for a mortgage can be a long and involved process that can leave you feeling drained and financially exposed. But it’s in your best interest to be transparent with your finances during this part of the home buying journey, particularly if you have issues that might hinder your loan approval. There are a number of credit issues that may affect your application for a mortgage loan; however, most of the challenges can be overcome. [Read More](https://info.carringtonmortgage.com/information-center/credit-issues-that-may-affect-your-mortgage-loan) [1](https://info.carringtonmortgage.com/information-center) [2](https://info.carringtonmortgage.com/information-center/tag/home-loans/page/2) [3](https://info.carringtonmortgage.com/information-center/tag/home-loans/page/3) [4](https://info.carringtonmortgage.com/information-center/tag/home-loans/page/4) ## Mortgage & Lending Services - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators) - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - [Find an Expert](https://www.carringtonmortgage.com/find-an-expert) - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) ## Terms - [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy) - [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice) - [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing) - [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions) - [Best Practices](https://www.carringtonmortgage.com/legal/best-practices) - [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement) - [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert) - [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities) ## Manage Your Mortgage - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) - [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees) - [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements) ## Contact Us - Current Customers ## About Us - [Our Mission](https://www.carringtonmortgage.com/our-mission) - [Foundation](https://www.carringtoncf.org) - [Holding Company](https://www.carringtonhc.com) - [Accessibility](https://www.carringtonmortgage.com/accessibility) - [Press and Media](https://www.carringtonmortgage.com/pressandmedia) - [Contact us](https://www.carringtonmortgage.com/contact-us) ## Get the App [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/Carrington-mobile-apple.jpg?width=135&height=42&name=Carrington-mobile-apple.jpg)](https://apps.apple.com/us/app/carrington-mobile/id1673471360) [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/White-Google-1.jpg?width=135&height=42&name=White-Google-1.jpg)](https://play.google.com/store/apps/details?id=com.carringtonms.CMSMobile2&pli=1) [Icon-Facebook](https://www.facebook.com/CarringtonHomeLoans/) [Icon-Twitter](https://twitter.com/CarringtonMS) [Icon-Linkedin](https://www.linkedin.com/company/carrington-mortgage-services-llc) [Icon-Instagram](https://www.instagram.com/carringtonmortgage/) Icon-EHO Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. All rights reserved.