---
title: Carrington Offers a Wide Range of Loan Programs
description: Carrington is committed to providing exceptional customer service, ensuring that customers receive the right loan based on their circumstances, and to close their loans on time, every time.
image: https://info.carringtonmortgage.com/hubfs/shutterstock_411224644.jpeg
---

[Skip to content](https://info.carringtonmortgage.com/information-center/carrington-offers-a-wide-range-of-loan-programs#main-content)

![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg)

[![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com)

- [About Us](https://www.carringtonmortgage.com/our-mission)
- [Careers](https://www.carringtonhc.com/careers)
- [Investors](https://www.carringtonhc.com/investors)
- [Contact Us](https://www.carringtonmortgage.com/contact-us)

[Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login)

MAKE HOME

WORK

 Manage My Home arrow-down-anticon/submenu  Manage My Mortgage arrow-down-anticon/submenu  Learning Center

MAKE HOME WORK

 Manage My Home arrow-down-anticon/submenu

- I Am Ready to Start 
    - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer)
    - [Refinance My Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home/refinance-step)
- What Loan Is Right For Me? 
    - [Purchase Options](https://www.carringtonmortgage.com/home-loans/buy-a-home)
    - [Refinance Options](https://www.carringtonmortgage.com/home-loans/refinance-a-home)
- What is Involved in Getting a Loan? 
    - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process)

- I Want to Calculate... 
    - [Monthly Mortgage Payment](https://www.carringtonmortgage.com/tools/calculators)
    - [Home Affordability](https://www.carringtonmortgage.com/tools/calculators#affordability)
    - [Cost to Refinance](https://www.carringtonmortgage.com/tools/calculators#refinance)
    - [Loan Comparison](https://www.carringtonmortgage.com/tools/calculators#comparison)

- Partner With Us 
    - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders)
    - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents)
- I Have Questions 
    - [Need an Expert](https://www.carringtonmortgage.com/find-an-expert)

 Manage My Mortgage arrow-down-anticon/submenu

- I Just Had My Loan Transferred Here 
    - [New to Carrington Onboarding?](https://www.carringtonmortgage.com/new-customers)
- How Do I Repay My Loan 
    - [Payment Options](https://www.carringtonmortgage.com/payment-options)
    - [Payoff Statement](https://www.carringtonmortgage.com/payoff-statements)

- What Are Servicing Fees? 
    - [See the Schedule of Fees](https://www.carringtonmortgage.com/schedule-of-fees)
- I Need Help With 
    - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance)
    - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance)

 Learning Center

- [About Us](https://www.carringtonmortgage.com/our-mission)
- [Careers](https://www.carringtonhc.com/careers)
- [Investors](https://www.carringtonhc.com/investors)
- [Contact Us](https://www.carringtonmortgage.com/contact-us)

---

 Recent Transfer

---

 Customer Login

[Home Loans](https://info.carringtonmortgage.com/information-center/tag/home-loans)

# Carrington Offers a Wide Range of Loan Programs

<https://info.carringtonmortgage.com/information-center/author/marketing>

[![Share on Facebook](https://info.carringtonmortgage.com/hs-fs/hubfs/EHO/facebook.png?width=24&name=facebook.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fcarrington-offers-a-wide-range-of-loan-programs%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://info.carringtonmortgage.com/hs-fs/hubfs/EHO/linkedin.png?width=24&name=linkedin.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fcarrington-offers-a-wide-range-of-loan-programs%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://info.carringtonmortgage.com/hs-fs/hubfs/EHO/twitter.png?width=24&name=twitter.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fcarrington-offers-a-wide-range-of-loan-programs%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fcarrington-offers-a-wide-range-of-loan-programs%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Carrington%20Offers%20a%20Wide%20Range%20of%20Loan%20Programs) [![Share on Pinterest](https://static.hubspot.com/final/img/common/icons/social/pinterest-24x24.png)](http://pinterest.com/pin/create/button/?url=https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fcarrington-offers-a-wide-range-of-loan-programs%3Futm_medium%3Dsocial%26utm_source%3Dpinterest&media=https%3A%2F%2Fcms.carringtonhomeloans.com%2Fhubfs%2FEHO%2Fpinterest.png) [![Share on Email](https://info.carringtonmortgage.com/hs-fs/hubfs/EHO/email.png?width=24&name=email.png)](mailto:?subject=Check%20out%20https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fcarrington-offers-a-wide-range-of-loan-programs%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fcarrington-offers-a-wide-range-of-loan-programs%3Futm_medium%3Dsocial%26utm_source%3Demail)

![](https://info.carringtonmortgage.com/hubfs/shutterstock_411224644.jpeg)

Carrington Mortgage Services, LLC is a fully integrated mortgage company with lending and mortgage servicing operations. Carrington offers a wide range of loan programs to meet the needs of all kinds of borrowers – from first-time home buyers to experienced real estate investors.

Carrington is committed to providing exceptional customer service, ensuring that customers receive the right loan based on their circumstances and closing their loans on time, every time.

Below is an overview of the various loan programs that Carrington offers to its customers:

**Conventional loans**

Conventional loans usually offer the lowest interest rates and the most favorable loan terms for clients with excellent credit (740 and above). A conventional home loan is not insured by or offered through any government-sponsored programs. However, conventional loans may require 20 percent down.

**FHA loans**

Federal Housing Administration (FHA) loans are insured by the government and are suitable for borrowers who do not qualify for a conventional home loan. FHA loans are popular because they offer lower down payment loans – as low as 3.5 percent of the purchase price – and competitive interest rates. FHA loans also offer flexible qualifying guidelines to those with lower credit scores.

**USDA loans**

USDA loans (US Department of Agriculture) offer full financing of a home with no money down. USDA loans are made to encourage homeownership in rural and less densely populated areas. However, you must meet certain income requirements in order to qualify. USDA loans would be best for buyers looking to purchase a home in an eligible community.

**VA loans**

A VA loan is made by a qualified lender, and it is guaranteed by the United States Department of Veterans Affairs (VA). This loan enables Veterans and active duty personnel to purchase a home with very favorable loan terms. In addition, family members of servicemen and servicewomen may be eligible as well.

**Jumbo loans**

A Jumbo loan is any loan amount which is greater than the current conforming loan limit. Certain areas are considered “high-cost” and the conforming loan limit for those regions is set by Fannie Mae and Freddie Mac. Any amounts that exceed those limits require a Jumbo mortgage. 

## Related Articles

[![](https://info.carringtonmortgage.com/hubfs/Servicing%20Newsletter/Ways%20to%20Boost%20Your%20Credit%20Score.jpg)](https://info.carringtonmortgage.com/information-center/ways-to-boost-your-credit-score)

[Credit Score](https://info.carringtonmortgage.com/information-center/tag/credit-score)

### [Ways to Boost Your Credit Score](https://info.carringtonmortgage.com/information-center/ways-to-boost-your-credit-score)

Lenders use many factors to evaluate a customer’s loan application, and credit scores are one important element. The better your credit is, the more likely you will be...

<https://info.carringtonmortgage.com/information-center/author/marketing> 

[Read More](https://info.carringtonmortgage.com/information-center/ways-to-boost-your-credit-score)

[![](https://info.carringtonmortgage.com/hubfs/Blog-01-Image.jpg)](https://info.carringtonmortgage.com/information-center/carrington-develops-new-borrower-dashboard)

[Homeowner](https://info.carringtonmortgage.com/information-center/tag/homeowner) [Manage Account](https://info.carringtonmortgage.com/information-center/tag/manage-account) [Home Tips](https://info.carringtonmortgage.com/information-center/tag/home-tips) [Mortgage Account](https://info.carringtonmortgage.com/information-center/tag/mortgage-account)

### [Carrington Develops New Customer Dashboard](https://info.carringtonmortgage.com/information-center/carrington-develops-new-borrower-dashboard)

We're always looking for ways to improve the homeownership journey and make it as easy as possible for our customers. That's why Carrington has created a new customer...

[CMS Marketing](https://info.carringtonmortgage.com/information-center/author/cms-marketing) 

[Read More](https://info.carringtonmortgage.com/information-center/carrington-develops-new-borrower-dashboard)

## Mortgage & Lending Services

- [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home)
- [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home)
- [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators)
- [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process)
- [Find an Expert](https://www.carringtonmortgage.com/find-an-expert)
- [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders)
- [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents)

## Terms

- [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy)
- [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice)
- [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing)
- [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions)
- [Best Practices](https://www.carringtonmortgage.com/legal/best-practices)
- [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement)
- [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert)
- [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities)

## Manage Your Mortgage

- [Payment Options](https://www.carringtonmortgage.com/payment-options)
- [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance)
- [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance)
- [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees)
- [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements)

## Contact Us

- Current Customers

## About Us

- [Our Mission](https://www.carringtonmortgage.com/our-mission)
- [Foundation](https://www.carringtoncf.org)
- [Holding Company](https://www.carringtonhc.com)
- [Accessibility](https://www.carringtonmortgage.com/accessibility)
- [Press and Media](https://www.carringtonmortgage.com/pressandmedia)
- [Contact us](https://www.carringtonmortgage.com/contact-us)

## Get the App

[![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/Carrington-mobile-apple.jpg?width=135&height=42&name=Carrington-mobile-apple.jpg)](https://apps.apple.com/us/app/carrington-mobile/id1673471360)

[![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/White-Google-1.jpg?width=135&height=42&name=White-Google-1.jpg)](https://play.google.com/store/apps/details?id=com.carringtonms.CMSMobile2&pli=1)

[Icon-Facebook](https://www.facebook.com/CarringtonHomeLoans/)

[Icon-Twitter](https://twitter.com/CarringtonMS)

[Icon-Linkedin](https://www.linkedin.com/company/carrington-mortgage-services-llc)

[Icon-Instagram](https://www.instagram.com/carringtonmortgage/)

Icon-EHO  Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. All rights reserved.

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "url" : "https://info.carringtonmortgage.com/information-center/author/marketing"
  },
  "dateModified" : "2025-02-10T17:53:46.020Z",
  "datePublished" : "2020-03-05T00:53:32.000Z",
  "headline" : "Carrington Offers a Wide Range of Loan Programs",
  "image" : [ "https://info.carringtonmortgage.com/hubfs/shutterstock_411224644.jpeg" ],
  "mainEntityOfPage" : {
    "@id" : "https://info.carringtonmortgage.com/information-center/carrington-offers-a-wide-range-of-loan-programs",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://info.carringtonmortgage.com/hubfs/carrington_logo_final_2col_rgb-sm-200.png"
    },
    "name" : "Carrington Mortgage Services LLC"
  }
}
```