--- title: Carrington Home Loans - Knowledge Base | Brianna --- [Skip to content](https://info.carringtonmortgage.com/knowledge-base/author/brianna#main-content) ![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg) [![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com) - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) [Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login) MAKE HOME WORK Manage My Home arrow-down-anticon/submenu Manage My Mortgage arrow-down-anticon/submenu Learning Center MAKE HOME WORK Manage My Home arrow-down-anticon/submenu - I Am Ready to Start - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer) - [Refinance My Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home/refinance-step) - What Loan Is Right For Me? - [Purchase Options](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance Options](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - What is Involved in Getting a Loan? - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - I Want to Calculate... - [Monthly Mortgage Payment](https://www.carringtonmortgage.com/tools/calculators) - [Home Affordability](https://www.carringtonmortgage.com/tools/calculators#affordability) - [Cost to Refinance](https://www.carringtonmortgage.com/tools/calculators#refinance) - [Loan Comparison](https://www.carringtonmortgage.com/tools/calculators#comparison) - Partner With Us - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) - I Have Questions - [Need an Expert](https://www.carringtonmortgage.com/find-an-expert) Manage My Mortgage arrow-down-anticon/submenu - I Just Had My Loan Transferred Here - [New to Carrington Onboarding?](https://www.carringtonmortgage.com/new-customers) - How Do I Repay My Loan - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Payoff Statement](https://www.carringtonmortgage.com/payoff-statements) - What Are Servicing Fees? - [See the Schedule of Fees](https://www.carringtonmortgage.com/schedule-of-fees) - I Need Help With - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) Learning Center - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) --- Recent Transfer --- Customer Login # Knowledge Base Select Category Market Trends Work Trends Home Loans Mortgage Payment Credit Score Homeowner Ep 2 Mini Series Mobile App Payoff Refinance Social Media Posts by ## Brianna ![Student Loan Debt Article](https://info.carringtonmortgage.com/hubfs/Student%20Loan%20Debt%20Article.jpg) [Home Loans,](https://info.carringtonmortgage.com/knowledge-base/tag/home-loans) [Mortgage Payment,](https://info.carringtonmortgage.com/knowledge-base/tag/mortgage-payment) [Homeowner](https://info.carringtonmortgage.com/knowledge-base/tag/homeowner) ### [Student Loan Debt: Can You Still Afford a Home?](https://info.carringtonmortgage.com/knowledge-base/student-loan-debt-can-you-still-afford-a-home) While it is true that student loan debt impacts many parts of your life, it does not entirely impact your choice to obtain a mortgage. According to [Student Loan Hero](https://studentloanhero.com/student-loan-debt-statistics/), 44.2 million Americans have student loan debt. You may be wondering, how exactly do student loans affect the mortgage process? On the downside, the more loans that you have, the harder it may be to afford a home. Don't worry, paying attention to these factors will increase your chances of obtaining a home: [Brianna](https://info.carringtonmortgage.com/knowledge-base/author/brianna) [Read More](https://info.carringtonmortgage.com/knowledge-base/student-loan-debt-can-you-still-afford-a-home) ![Self-Employed Borrower](https://info.carringtonmortgage.com/hubfs/Self-Employed%20Borrower.jpg) ### ["Bank Statement" Loans – Great Option for Self-Employed Borrowers](https://info.carringtonmortgage.com/knowledge-base/bank-statement-loans-great-option-for-self-employed-borrowers) Self-employed? You already know that getting a mortgage loan is a challenge, even if your business is doing well. [Brianna](https://info.carringtonmortgage.com/knowledge-base/author/brianna) [Read More](https://info.carringtonmortgage.com/knowledge-base/bank-statement-loans-great-option-for-self-employed-borrowers) ![What to Expect When Buying a House](https://info.carringtonmortgage.com/hubfs/What%20to%20Expect%20When%20Buying%20a%20House.jpg) [Home Loans,](https://info.carringtonmortgage.com/knowledge-base/tag/home-loans) [Homeowner](https://info.carringtonmortgage.com/knowledge-base/tag/homeowner) ### [What to Expect When Buying a House](https://info.carringtonmortgage.com/knowledge-base/what-to-expect-when-buying-a-house) Buying a home can seem like a daunting task, but it doesn't have to be if you know what to expect. Help ease your stress by getting prepared for the road ahead. There are several steps to buying a home, but we have compiled a checklist to get you to the finish line. [Brianna](https://info.carringtonmortgage.com/knowledge-base/author/brianna) [Read More](https://info.carringtonmortgage.com/knowledge-base/what-to-expect-when-buying-a-house) ![Which Mortgage Is Right For You Article](https://info.carringtonmortgage.com/hubfs/Which%20Mortgage%20Is%20Right%20For%20You%20Article.jpg) [Home Loans](https://info.carringtonmortgage.com/knowledge-base/tag/home-loans) ### [Which Mortgage is Right for You - Adjustable-Rate, Interest-Only, or Fixed-Rate?](https://info.carringtonmortgage.com/knowledge-base/which-mortgage-is-right-for-you-adjustable-rate-interest-only-or-fixed-rate) You've found the home you want and you're ready to buy - but how do you determine what kind of mortgage is best for your budget and lifestyle? [Brianna](https://info.carringtonmortgage.com/knowledge-base/author/brianna) [Read More](https://info.carringtonmortgage.com/knowledge-base/which-mortgage-is-right-for-you-adjustable-rate-interest-only-or-fixed-rate) ![How To Improve Credit Score Article](https://info.carringtonmortgage.com/hubfs/CMS%20Knowledge%20Base/How%20To%20Improve%20Credit%20Score%20Article.jpg) [Home Loans,](https://info.carringtonmortgage.com/knowledge-base/tag/home-loans) [Mortgage Payment,](https://info.carringtonmortgage.com/knowledge-base/tag/mortgage-payment) [Homeowner,](https://info.carringtonmortgage.com/knowledge-base/tag/homeowner) [Credit Score](https://info.carringtonmortgage.com/knowledge-base/tag/credit-score) ### [How to Improve My Credit Score](https://info.carringtonmortgage.com/knowledge-base/how-to-improve-my-credit-score) Improving your credit score is worth the time and effort, but that does not mean the result is going to be instantaneous. Credit improvement is a process and the best way to improve it is to manage it responsibly. If you are looking for ways to improve your score, here are some tips that you can utilize to begin the process: [Brianna](https://info.carringtonmortgage.com/knowledge-base/author/brianna) [Read More](https://info.carringtonmortgage.com/knowledge-base/how-to-improve-my-credit-score) ## Mortgage & Lending Services - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators) - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - [Find an Expert](https://www.carringtonmortgage.com/find-an-expert) - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) ## Terms - [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy) - [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice) - [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing) - [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions) - [Best Practices](https://www.carringtonmortgage.com/legal/best-practices) - [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement) - [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert) - [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities) ## Manage Your Mortgage - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) - [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees) - [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements) ## Contact Us - Current Customers ## About Us - [Our Mission](https://www.carringtonmortgage.com/our-mission) - [Foundation](https://www.carringtoncf.org) - [Holding Company](https://www.carringtonhc.com) - [Accessibility](https://www.carringtonmortgage.com/accessibility) - [Press and Media](https://www.carringtonmortgage.com/pressandmedia) - [Contact us](https://www.carringtonmortgage.com/contact-us) ## Get the App [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/Carrington-mobile-apple.jpg?width=135&height=42&name=Carrington-mobile-apple.jpg)](https://apps.apple.com/us/app/carrington-mobile/id1673471360) [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/White-Google-1.jpg?width=135&height=42&name=White-Google-1.jpg)](https://play.google.com/store/apps/details?id=com.carringtonms.CMSMobile2&pli=1) [Icon-Facebook](https://www.facebook.com/CarringtonHomeLoans/) [Icon-Twitter](https://twitter.com/CarringtonMS) [Icon-Linkedin](https://www.linkedin.com/company/carrington-mortgage-services-llc) [Icon-Instagram](https://www.instagram.com/carringtonmortgage/) Icon-EHO Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. 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