---
title: Chapter 7 or 11 Bankruptcy Mortgage Statement Guide
description: Chapter 7 or 11 Bankruptcy Mortgage Statement Guide
image: https://info.carringtonmortgage.com/hubfs/CMS%20Knowledge%20Base/ThinkstockPhotos-469654664.jpeg
---

[Skip to content](https://info.carringtonmortgage.com/information-center/chapter-7-or-11-bankruptcy-mortgage-statement-guide#main-content)

![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg)

[![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com)

- [About Us](https://www.carringtonmortgage.com/our-mission)
- [Careers](https://www.carringtonhc.com/careers)
- [Investors](https://www.carringtonhc.com/investors)
- [Contact Us](https://www.carringtonmortgage.com/contact-us)

[Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login)

MAKE HOME

WORK

 Manage My Home arrow-down-anticon/submenu  Manage My Mortgage arrow-down-anticon/submenu  Learning Center

MAKE HOME WORK

 Manage My Home arrow-down-anticon/submenu

- I Am Ready to Start 
    - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer)
    - [Refinance My Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home/refinance-step)
- What Loan Is Right For Me? 
    - [Purchase Options](https://www.carringtonmortgage.com/home-loans/buy-a-home)
    - [Refinance Options](https://www.carringtonmortgage.com/home-loans/refinance-a-home)
- What is Involved in Getting a Loan? 
    - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process)

- I Want to Calculate... 
    - [Monthly Mortgage Payment](https://www.carringtonmortgage.com/tools/calculators)
    - [Home Affordability](https://www.carringtonmortgage.com/tools/calculators#affordability)
    - [Cost to Refinance](https://www.carringtonmortgage.com/tools/calculators#refinance)
    - [Loan Comparison](https://www.carringtonmortgage.com/tools/calculators#comparison)

- Partner With Us 
    - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders)
    - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents)
- I Have Questions 
    - [Need an Expert](https://www.carringtonmortgage.com/find-an-expert)

 Manage My Mortgage arrow-down-anticon/submenu

- I Just Had My Loan Transferred Here 
    - [New to Carrington Onboarding?](https://www.carringtonmortgage.com/new-customers)
- How Do I Repay My Loan 
    - [Payment Options](https://www.carringtonmortgage.com/payment-options)
    - [Payoff Statement](https://www.carringtonmortgage.com/payoff-statements)

- What Are Servicing Fees? 
    - [See the Schedule of Fees](https://www.carringtonmortgage.com/schedule-of-fees)
- I Need Help With 
    - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance)
    - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance)

 Learning Center

- [About Us](https://www.carringtonmortgage.com/our-mission)
- [Careers](https://www.carringtonhc.com/careers)
- [Investors](https://www.carringtonhc.com/investors)
- [Contact Us](https://www.carringtonmortgage.com/contact-us)

---

 Recent Transfer

---

 Customer Login

[Bankruptcy](https://info.carringtonmortgage.com/information-center/tag/bankruptcy)

# Chapter 7 or 11 Bankruptcy Mortgage Statement Guide

<https://info.carringtonmortgage.com/information-center/author/marketing>

[![Share on Facebook](https://info.carringtonmortgage.com/hs-fs/hubfs/EHO/facebook.png?width=24&name=facebook.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fchapter-7-or-11-bankruptcy-mortgage-statement-guide%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://info.carringtonmortgage.com/hs-fs/hubfs/EHO/linkedin.png?width=24&name=linkedin.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fchapter-7-or-11-bankruptcy-mortgage-statement-guide%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://info.carringtonmortgage.com/hs-fs/hubfs/EHO/twitter.png?width=24&name=twitter.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fchapter-7-or-11-bankruptcy-mortgage-statement-guide%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fchapter-7-or-11-bankruptcy-mortgage-statement-guide%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Chapter%207%20or%2011%20Bankruptcy%20Mortgage%20Statement%20Guide) [![Share on Pinterest](https://static.hubspot.com/final/img/common/icons/social/pinterest-24x24.png)](http://pinterest.com/pin/create/button/?url=https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fchapter-7-or-11-bankruptcy-mortgage-statement-guide%3Futm_medium%3Dsocial%26utm_source%3Dpinterest&media=https%3A%2F%2Fcms.carringtonhomeloans.com%2Fhubfs%2FEHO%2Fpinterest.png) [![Share on Email](https://info.carringtonmortgage.com/hs-fs/hubfs/EHO/email.png?width=24&name=email.png)](mailto:?subject=Check%20out%20https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fchapter-7-or-11-bankruptcy-mortgage-statement-guide%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Finfo.carringtonmortgage.com%2Finformation-center%2Fchapter-7-or-11-bankruptcy-mortgage-statement-guide%3Futm_medium%3Dsocial%26utm_source%3Demail)

![](https://info.carringtonmortgage.com/hubfs/CMS%20Knowledge%20Base/ThinkstockPhotos-469654664.jpeg)

# **Front of Statement**

![7and11Front](https://info.carringtonmortgage.com/hs-fs/hubfs/7and11Front.jpg?width=600&name=7and11Front.jpg)

**1. Statement Date/Account Number**: Reflects the date the statement was generated and the personal account number of the loan.

**2. Account Payment Summary**: Provides the minimum payment for the stated  
month.

**3. Contact Us**: Reflects the options available to contact us if you need help or information. Carrington Mortgage is available to answer your call Monday-Friday, 8:00am–8:00pm, EST, or you can get answers on our website 24/7: [www.CarringtonMS.com](http://www.carringtonms.com).

**4. Bankruptcy Message**: Provides statement of account Bankruptcy status.

**5. Account Information**: Provides an overview of the loan, including the property address, principal balance, interest rate, and whether there is a penalty for paying off the loan early.

**6. Explanation of Payment Amount**: Displays a summary of the payment amount, including principal, interest, escrow, past unpaid amount, and total fees and charges.

**7. Past Payment Breakdown**: Displays a summary of payments paid last month and payments paid year-to-date including principal, interest, escrow, fees and charges. Partial Payment (Unapplied/Suspense): Funds received that have not been applied to the account.

**8. Payment Coupon**: Provides loan information on a coupon that could be detached and returned with a payment.

 

# **Back of Statement**

![7and11Back](https://info.carringtonmortgage.com/hs-fs/hubfs/CMS%20Knowledge%20Base/7and11Back.jpg?width=600&name=7and11Back.jpg)

**9. Account History**: Summary of recent account activity.

**10. Important Messages**: Lists important messages related to the status of the loan and payments.

**11. Transactions Since Your Last Statement**: Displays detailed information of fees and charges imposed and/or payments made since your last statement. Partial Payment (Unapplied/Suspense): Funds received that have not been applied to the account.

 

## Related Articles

[![](https://info.carringtonmortgage.com/hubfs/CMS%20Knowledge%20Base/ThinkstockPhotos-938640668.jpeg)](https://info.carringtonmortgage.com/information-center/chapter-12-or-13-bankruptcy-mortgage-statement-guide)

[Bankruptcy](https://info.carringtonmortgage.com/information-center/tag/bankruptcy)

### [Chapter 12 or 13 Bankruptcy Mortgage Statement Guide](https://info.carringtonmortgage.com/information-center/chapter-12-or-13-bankruptcy-mortgage-statement-guide)

<https://info.carringtonmortgage.com/information-center/author/marketing> 

[Read More](https://info.carringtonmortgage.com/information-center/chapter-12-or-13-bankruptcy-mortgage-statement-guide)

[![](https://info.carringtonmortgage.com/hubfs/IMAGES/Newsletters/1200x628_Fundraising%20Banner%20CMS-05.jpg)](https://info.carringtonmortgage.com/information-center/save-the-date-for-the-10th-annual-golf-classic)

[CCF](https://info.carringtonmortgage.com/information-center/tag/ccf)

### [Save the Date for the 10th Annual Golf Classic](https://info.carringtonmortgage.com/information-center/save-the-date-for-the-10th-annual-golf-classic)

The Carrington Charitable Foundation (CCF) Golf Classic is back! We look forward to having our annual fundraiser IN PERSON at the 10th Annual Golf Classic at Pelican...

[CMS Marketing](https://info.carringtonmortgage.com/information-center/author/cms-marketing) 

[Read More](https://info.carringtonmortgage.com/information-center/save-the-date-for-the-10th-annual-golf-classic)

## Mortgage & Lending Services

- [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home)
- [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home)
- [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators)
- [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process)
- [Find an Expert](https://www.carringtonmortgage.com/find-an-expert)
- [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders)
- [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents)

## Terms

- [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy)
- [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice)
- [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing)
- [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions)
- [Best Practices](https://www.carringtonmortgage.com/legal/best-practices)
- [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement)
- [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert)
- [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities)

## Manage Your Mortgage

- [Payment Options](https://www.carringtonmortgage.com/payment-options)
- [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance)
- [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance)
- [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees)
- [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements)

## Contact Us

- Current Customers

## About Us

- [Our Mission](https://www.carringtonmortgage.com/our-mission)
- [Foundation](https://www.carringtoncf.org)
- [Holding Company](https://www.carringtonhc.com)
- [Accessibility](https://www.carringtonmortgage.com/accessibility)
- [Press and Media](https://www.carringtonmortgage.com/pressandmedia)
- [Contact us](https://www.carringtonmortgage.com/contact-us)

## Get the App

[![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/Carrington-mobile-apple.jpg?width=135&height=42&name=Carrington-mobile-apple.jpg)](https://apps.apple.com/us/app/carrington-mobile/id1673471360)

[![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/White-Google-1.jpg?width=135&height=42&name=White-Google-1.jpg)](https://play.google.com/store/apps/details?id=com.carringtonms.CMSMobile2&pli=1)

[Icon-Facebook](https://www.facebook.com/CarringtonHomeLoans/)

[Icon-Twitter](https://twitter.com/CarringtonMS)

[Icon-Linkedin](https://www.linkedin.com/company/carrington-mortgage-services-llc)

[Icon-Instagram](https://www.instagram.com/carringtonmortgage/)

Icon-EHO  Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. All rights reserved.

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "url" : "https://info.carringtonmortgage.com/information-center/author/marketing"
  },
  "dateModified" : "2023-04-06T17:26:27.751Z",
  "datePublished" : "2018-06-26T23:40:18.000Z",
  "headline" : "Chapter 7 or 11 Bankruptcy Mortgage Statement Guide",
  "image" : [ "https://info.carringtonmortgage.com/hubfs/CMS%20Knowledge%20Base/ThinkstockPhotos-469654664.jpeg" ],
  "mainEntityOfPage" : {
    "@id" : "https://info.carringtonmortgage.com/information-center/chapter-7-or-11-bankruptcy-mortgage-statement-guide",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://info.carringtonmortgage.com/hubfs/carrington_logo_final_2col_rgb-sm-200.png"
    },
    "name" : "Carrington Mortgage Services LLC"
  }
}
```