---
title: What to Expect When Purchasing a Home
description: You’re pre-qualified. Congratulations. You’re well on your way to owning a new home. Buying a home can seem like a daunting task, even for those who have done it before. But it doesn't have to be.
image: https://info.carringtonmortgage.com/hubfs/shutterstock_534365305.jpeg
---

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# What to Expect When Purchasing a Home

<https://info.carringtonmortgage.com/information-center/author/marketing>

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You’re on the road to owning a new home. What can you expect next?

Buying a home can seem like a daunting task, even for those who have done it before. But it doesn't have to be if you know what to expect. Help ease your stress by getting prepared for the road ahead.

1. **Hire a Real Estate Agent:** Realtors are on your side when it comes to buying a home, and their commission comes from the sale of the home, so you don't pay a fee out of pocket. *Did you know that Carrington has an in-house real estate brokerage, Vylla Home?*

2. **House Hunt:** Now that you have an agent and you're pre-qualified, it's time to house hunt. Keep your price range in mind and remember what items are most important in your new home.

3. **Make an Offer:** Now that you've found the perfect house, it's time to make an offer. Your agent and loan officer will be there to help you and will ensure your offer is as competitive as possible.

4. **Offer Accepted:** Once your offer is accepted, you will enter into a contract. You will need to send your executed contract to your Loan Officer along with any other documents requested. At this point, you may need to get an appraisal and home inspection.

5. **Processing:** After your offer is accepted on the property, you will begin to work with a processor who will review your application and documentation in preparation for loan submission to underwriting. If there are any missing documents, your Processor or Loan Officer will reach out to you.

6. **Underwriting:** During underwriting, we’ll review your entire loan package, and if everything is in order, we can approve your loan. There may be additional documents or conditions of the loan that must be met prior to closing. Your Processor will work with you to gather additional requirements.

7. **Closing:** After you've been approved for the loan and the home is appraised and inspected to your satisfaction, you can schedule a closing. If everything is found satisfactory, you will complete all the documents by signing.

8. **Homeownership:** Whether you are moving in right away or taking your time, schedule a time for your utilities to be set up. Owning a home is a huge accomplishment. Don't forget to take a moment to celebrate. After all, you deserve it!

 

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[Home Loans](https://info.carringtonmortgage.com/information-center/tag/home-loans) [Refinance](https://info.carringtonmortgage.com/information-center/tag/refinance)

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### [Cash-Out Refinance: When Does It Make Sense?](https://info.carringtonmortgage.com/information-center/cash-out-refinance-when-does-it-make-sense)

A cash-out refinance allows you to access the equity in your home for extra cash if you have considerable equity in the home. For example, if your home is worth $250,000...

[CMS Marketing](https://info.carringtonmortgage.com/information-center/author/cms-marketing) 

[Read More](https://info.carringtonmortgage.com/information-center/cash-out-refinance-when-does-it-make-sense)

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