--- title: Uncertainty Helps Rates description: with home loan rates now touching the best levels in three years, anyone considering refinancing or buying a home would be wise to take advantage of what may be a brief further improvement in rates fueled by the coronavirus uncertainty. image: https://info.carringtonmortgage.com/hubfs/IMAGES/Market%20Trends/Market_Trends_2020-01-27.jpg --- [Skip to content](https://info.carringtonmortgage.com/knowledge-base/uncertainty-helps-rates#main-content) ![bell icon](https://info.carringtonmortgage.com/hubfs/raw_assets/public/Templates/2022/svg/Alert-Notifications-Icon.svg) [![Carrington Mortgage Services](https://info.carringtonmortgage.com/hs-fs/hubfs/carrington_logo_final_2col_rgb.png?width=250&height=57&name=carrington_logo_final_2col_rgb.png)](https://www.carringtonmortgage.com) - [About Us](https://www.carringtonmortgage.com/our-mission) - [Careers](https://www.carringtonhc.com/careers) - [Investors](https://www.carringtonhc.com/investors) - [Contact Us](https://www.carringtonmortgage.com/contact-us) [Recent Transfer](https://www.carringtonmortgage.com/new-customers) [Customer Login](https://www.carringtonmortgage.com/login) MAKE HOME WORK Manage My Home arrow-down-anticon/submenu Manage My Mortgage arrow-down-anticon/submenu Learning Center MAKE HOME WORK Manage My Home arrow-down-anticon/submenu - I Am Ready to Start - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home/check-existing-customer) - [Refinance My Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home/refinance-step) - What Loan Is Right For Me? 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That was the story this past week, as China has reported a new deadly coronavirus has started to spread in their country. At this point, the virus, which spreads through human contact, has taken several lives and has affected hundreds. A known case in the U.S., several Chinese cities quarantined, and uncertainty over what happens next with the virus has the financial markets on edge. In response to the uncertainty, many investors around the globe are placing their money into the relatively safe-haven of the U.S. dollar and U.S. denominated assets like Bonds -- which has helped home loan rates improve to the best levels in three years. If the virus gets contained quickly and doesn't spread further, the modest improvement in rates this week could reverse very quickly. At the same time, should the virus story get worse and become even more uncertain, we should expect Bond prices to climb even higher, helping home loan rates even further. **Bottom line:** with home loan rates now touching the best levels in three years, anyone considering refinancing or buying a home would be wise to take advantage of what may be a brief further improvement in rates fueled by the coronavirus uncertainty. ## Related Articles [![](https://www.carringtonwholesale.com/wp-content/blogs.dir/2/2020/03/Market-Trends_03.30.2020.jpg)](https://info.carringtonmortgage.com/knowledge-base/the-fed-to-the-rescue) [Market Trends](https://info.carringtonmortgage.com/knowledge-base/tag/market-trends) ### [The Fed to the Rescue](https://info.carringtonmortgage.com/knowledge-base/the-fed-to-the-rescue) **Last Week in Review:** Liquidity Defined [Jordan](https://info.carringtonmortgage.com/knowledge-base/author/jordan) [Read More](https://info.carringtonmortgage.com/knowledge-base/the-fed-to-the-rescue) [![](https://info.carringtonmortgage.com/hubfs/IMAGES/Market%20Trends/Market%20Trends_2022.07.25.jpeg)](https://info.carringtonmortgage.com/knowledge-base/its-fed-week) [Market Trends](https://info.carringtonmortgage.com/knowledge-base/tag/market-trends) ### [It's Fed Week](https://info.carringtonmortgage.com/knowledge-base/its-fed-week) Last Week in Review: It's Fed Week [CMS Marketing](https://info.carringtonmortgage.com/knowledge-base/author/cms-marketing) [Read More](https://info.carringtonmortgage.com/knowledge-base/its-fed-week) ## Mortgage & Lending Services - [Buy a Home](https://www.carringtonmortgage.com/home-loans/buy-a-home) - [Refinance a Home](https://www.carringtonmortgage.com/home-loans/refinance-a-home) - [Mortgage Calculators](https://www.carringtonmortgage.com/tools/calculators) - [The Loan Process](https://www.carringtonmortgage.com/tools/loan-process) - [Find an Expert](https://www.carringtonmortgage.com/find-an-expert) - [Home Builders](https://www.carringtonmortgage.com/Partner-with-Us/home-builders) - [Real Estate Agents](https://www.carringtonmortgage.com/Partner-with-Us/real-estate-agents) ## Terms - [Privacy Policy](https://www.carringtonmortgage.com/legal/privacy-policy) - [California Consumer Privacy Act Notice](https://www.carringtonmortgage.com/legal/ccpa-notice) - [State Licensing](https://www.carringtonmortgage.com/legal/state-licensing) - [Terms and Conditions](https://www.carringtonmortgage.com/legal/terms-conditions) - [Best Practices](https://www.carringtonmortgage.com/legal/best-practices) - [Fair Lending Statement / HMDA Notice](https://www.carringtonmortgage.com/legal/fair-lending-statement) - [Consumer Fraud Alert](https://www.carringtonmortgage.com/legal/consumer-fraud-alert) - [Equal Opportunities](https://www.carringtonmortgage.com/legal/Equal-opportunities) ## Manage Your Mortgage - [Payment Options](https://www.carringtonmortgage.com/payment-options) - [Mortgage Assistance](https://www.carringtonmortgage.com/mortgage-assistance) - [Disaster Assistance](https://www.carringtonmortgage.com/disaster-assistance) - [Scheduling Servicing Fee](https://www.carringtonmortgage.com/schedule-of-fees) - [Payoff Statements](https://www.carringtonmortgage.com/payoff-statements) ## Contact Us - Current Customers ## About Us - [Our Mission](https://www.carringtonmortgage.com/our-mission) - [Foundation](https://www.carringtoncf.org) - [Holding Company](https://www.carringtonhc.com) - [Accessibility](https://www.carringtonmortgage.com/accessibility) - [Press and Media](https://www.carringtonmortgage.com/pressandmedia) - [Contact us](https://www.carringtonmortgage.com/contact-us) ## Get the App [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/Carrington-mobile-apple.jpg?width=135&height=42&name=Carrington-mobile-apple.jpg)](https://apps.apple.com/us/app/carrington-mobile/id1673471360) [![](https://info.carringtonmortgage.com/hs-fs/hubfs/raw_assets/public/Templates/2022/svg/White-Google-1.jpg?width=135&height=42&name=White-Google-1.jpg)](https://play.google.com/store/apps/details?id=com.carringtonms.CMSMobile2&pli=1) [Icon-Facebook](https://www.facebook.com/CarringtonHomeLoans/) [Icon-Twitter](https://twitter.com/CarringtonMS) [Icon-Linkedin](https://www.linkedin.com/company/carrington-mortgage-services-llc) [Icon-Instagram](https://www.instagram.com/carringtonmortgage/) Icon-EHO Consumer Access NMLS ID #2600 | Copyright 2026 Carrington Mortgage Services, LLC. 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