Carrington Mortgage Services, LLC Mortgage Rates

* Rates shown are for purchase loans only. This information is accurate as of 7/17/2025 6:04 AM (PDT) and is subject to change without notice. Loan terms may vary and a 30 year term = 360 monthly payments and a 15 year term = 180 months. Potential Monthly Savings is the difference between the consumer’s currently existing estimated monthly principal and interest payment and the consumer’s new estimated monthly principal and interest payment

Example payment estimate does not include taxes and insurance unless noted. State and county maximum loan amount restrictions may apply. Mortgage interest rates displayed are for a single-family, primary residence and are based on a rate lock period of 30 days. Mortgage rates displayed depend on a number of variables. These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. The loan’s interest rate will depend upon the specific characteristics of a specific loan transaction and borrower’s credit profile up to the time of closing. Conventional: Conventional loans require income verification, new appraisal and new credit report. Loan amount cannot exceed $822,375. Assumes a loan-to-value (LTV) of 80% or less and at least 20% equity in the home. Conventional loans may require private mortgage insurance if the loan amount is higher than 80% LTV. The current monthly payment shown includes principal and interest only. FHA: FHA loans require both an upfront and an annual mortgage insurance premium. Assumes a loan-to-value (LTV) of 90% or less. This premium varies based on the loan details, credit score, and other factors. The current monthly payment shown includes principal, interest, and monthly mortgage insurance premium when applicable. USDA: USDA loans require both an upfront and an annual Guarantee Fee. The current monthly payment shown includes principal, interest and monthly mortgage insurance premiums when applicable. VA: VA loans require an upfront VA Funding Fee.